Hi Tech Buzzer,

We’re excited to announce our partnership with Wealthfront, a truly innovative company in the consumer financial services space. They’re established with almost $100 billion in AUM, and are still outclassing the field with their UX, features, and simplicity.

Read more below!

Most savings accounts are quietly costing you money. Here’s the alternative:

For most people, uninvested cash sits in a checking or savings account earning close to nothing. The national average savings rate is 0.39% APY. That gap between what your bank pays and what's actually available can compound into a meaningful difference over time.

That gap is exactly why the Wealthfront Cash Account exists.

The Wealthfront Cash Account currently provides access to a 3.30% base APY via program banks, which is 8x the national average, with no monthly fees, no minimums, and instant withdrawals to eligible accounts. It's not a CD, not a locked-in rate, and not a promotional teaser that quietly resets after 90 days. It's a high-yield cash account designed to work hard like the rest of your portfolio.

Your deposits are held across a network of program banks, giving you up to $8 million in FDIC insurance eligibility. That's well beyond the standard $250,000 limit at a single institution. For anyone holding a meaningful cash reserve, that coverage is worth paying attention to.

And unlike traditional savings accounts that treat your balance as one undifferentiated pile, Wealthfront lets you organize cash into built-in savings buckets. Designate money toward a home down payment, a rainy day fund, or a vacation without juggling multiple accounts at multiple banks.

Wealthfront doesn't operate like a traditional bank because it’s not one. There are no branches, no legacy infrastructure, and none of the overhead that forces conventional banks to suppress what they pay depositors. That structural difference is what allows Wealthfront to pass more yield back to its users, consistently, not just during a promotional window.

Behind the scenes, a network of program banks holds your deposits, allowing FDIC coverage to scale far beyond what any single institution could offer. For high earners, business owners, or anyone sitting on a meaningful cash reserve, that kind of infrastructure matters in ways a standard savings account simply can't match.

Wealthfront manages billions in client assets and has built one of the most recognized cash management products in fintech, precisely because the math is hard to argue with.

Here's what account holders get:

This is happening alongside a broader shift in how people think about idle cash. 

Traditional banks continue to lag on deposit rates even as the broader rate environment has stayed elevated. The difference between leaving cash in a default checking account and moving it somewhere optimized is no longer marginal. For many households, it's hundreds or thousands of dollars a year.

An Exclusive Rate for Tech Buzz Readers:

Wealthfront has teamed up with Tech Buzz to give readers  access to an elevated promotional rate that isn't available to the general public. No minimums, no monthly fees, and instant access to your funds. The Wealthfront Cash Account is built for people who want their cash to work without giving anything up. But this reader-exclusive window is limited, and it will close.

As a Tech Buzz reader when you open your first Cash Account, you qualify for up to 4.05% APY for the first 3 months on up to $150,000 in deposits, getting a rate well above the already competitive baseline while the offer remains available.

For anyone who believes high-yield cash management is one of the simplest, lowest-risk financial moves available today, and that the gap between passive and optimized savers will only keep growing, this is the moment to act.

^{Disclosure: The referring Media Partner receives cash compensation from Wealthfront Brokerage for sponsored advertising materials placed on their website or other contents, which creates an incentive that results in a material conflict of interest. Individual experiences and outcomes will differ. The referring Marketing Partner and Wealthfront Brokerage are not associated with one another and have no formal relationship outside of this arrangement.}

^{The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Funds in the Cash Account are swept to Program Banks where they earn a variable APY and are eligible for FDIC insurance. Conditions apply. For a list of Program Banks, see: www.wealthfront.com/programbanks. FDIC pass-through insurance, which protects against the failure of Program Banks, not Wealthfront, is not provided until the funds arrive at the Program Banks. While funds are at Wealthfront Brokerage, and while they are transitioning to and/or from Wealthfront Brokerage to the Program Banks, the funds are eligible for SIPC protection up to the $250,000 limit for cash. FDIC insurance is limited to $250,000 per customer, per bank, regardless of whether those deposits are placed through Wealthfront Brokerage. You are responsible for monitoring your total deposits at each Program Bank to stay within FDIC limits. Wealthfront works with multiple Program Banks to make available up to $8 million ($16 million for joint accounts) of pass-through FDIC coverage for your cash deposits. For more info on FDIC insurance coverage, visit www.FDIC.gov.} 

^{Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. See our Full Disclosure at wealthfront.com/legal/disclosure for important details.}

^{Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser.}

^{If you are eligible for the overall boosted rate of 4.05% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the three-month promotional period.} 

^{The national average interest rate for savings accounts is 0.39% as posted on FDIC.gov, as of March 16, 2026.} 

^{Instant and same-day withdrawals use the Real-Time Payments (RTP) network or FedNow service. Transfers may be limited by your receiving institution, daily caps, or participating entities. New Cash Account deposits have a 2–4 day hold before transfer. Wealthfront does not charge fees for these services, but receiving institutions may impose an RTP or FedNow Fee. Processing times may vary.}