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Concierge Medicine Was Built For The Few. Here’s How To Open It To The Many
Eve Cunningh · 2026-04-24 · via Forbes - Innovation
Digital Consultation

Senior woman teleconsulting from home. (Photo by: BSIP/Universal Images Group via Getty Images)

Universal Images Group via Getty Images

Concierge medicine is growing quickly, but access to it remains limited to those who can afford to pay out of pocket. At the same time, both patients and clinicians are signaling that the core elements of concierge care, including time, access and continuity, are not luxuries. They are what primary care has been missing.

The newly released APCM codes from CMS create financial incentives to deliver these benefits at scale for clinicians and for the broader primary care population.

What Is Concierge Medicine

Concierge medicine, and its cousin direct primary care, are membership-based models in which patients pay a subscription for enhanced access, including same-day appointments, longer visits and direct communication with their care team. In exchange, physicians maintain smaller patient panels and deliver more personalized, relationship-driven care.

Why Clinicians Are Choosing Concierge Practice Models

The core challenge for clinicians is capacity. As populations age and patients become more medically and socially complex, demand for care continues to rise while the clinician workforce remains constrained. In that environment, expecting a primary care physician to manage thousands of patients while also delivering relationship-driven care is a recipe for burnout and moral distress.

Membership models offer a more sustainable alternative. By reducing panel sizes, allowing for longer visits and easing documentation demands, they create a more sustainable way to practice. That dynamic, combined with strong consumer demand, helps explain the rapid growth of concierge care.

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Why Concierge Like Care is Attractive To Patients

Patients are drawn to concierge care because it addresses two of the most persistent failures in modern primary care: limited time with clinicians and fragmented relationships. The model delivers predictable, same-day access and longer visits that allow clinicians to listen and problem-solve. It also offers direct communication with the care team and more hands-on coordination after hospital or specialist visits. Together, these features reduce patient anxiety, improve chronic disease management and create a more seamless experience. These are not luxury extras. They are the core components of high-quality primary care. Making them more widely available would shift care from reactive crisis management to proactive prevention and improve outcomes, especially for older and more complex patients.

APCM: What It Is And Why It Matters

Advanced Primary Care Management (APCM) is Medicare’s effort to address these gaps at scale. Launched January 2025 (HCPCS G0556–G0558), APCM pays practices a per-patient, per-month fee for a defined bundle of services: 24/7 access, patient-centered care plans, care-transition management, enhanced asynchronous communications, population-level management and quality reporting. The codes are tiered for complexity, with higher payments for patients who have multiple chronic conditions and for low-income seniors. Importantly, APCM removes the burdensome time-tracking requirements that limited adoption of prior care-management codes and introduces predictable, subscription-like revenue without requiring patients to pay a retainer.

Why APCM Could Be The Future Operating Model For Primary Care

APCM matters because it aligns incentives around what both clinicians and patients value: continuity, proactive care and reliable access. APCM not only provides predictable revenue and reduces administrative burden, it also incentivizes a concierge-style patient experience and compensates clinicians and health systems for the effort required to deliver it. The codes’ structure, which includes monthly, tiered payments that rise with patient complexity and pay more for low-income, high-need beneficiaries, recognizes the greater coordination, staffing and technology investment needed to provide 24/7 access, care transitions, population health management and enhanced asynchronous communication. In short, APCM makes it financially feasible for practices to give patients the time and continuity of concierge care while compensating the clinic and system for the work required to do so equitably.

But policy alone will not ensure APCM expands access. Historically, new care-management codes have been used in fewer than 10 percent of eligible cases due to documentation burden, staffing constraints and the operational complexity of launching new programs.

Delivering on APCM requires capabilities that most health systems were not designed to provide at scale, including continuous patient engagement, 24/7 access, proactive outreach and coordination across care settings. Building this internally is slow, costly and often unsuccessful.

As a result, the most viable path forward is partnership. Health systems and physician groups will need to work with technology-enabled care delivery organizations that already have the infrastructure, workflows and care teams required to support remote monitoring, asynchronous communication and population health management. These partners can extend clinician capacity, reduce time to implementation and make it feasible to deliver concierge-level services across larger and more diverse patient populations.

In this model, APCM provides the payment foundation, while technology-enabled partners provide the operational layer needed to deliver on its promise at scale.

If implemented thoughtfully, APCM has the potential to reshape primary care by making the core benefits of concierge medicine broadly accessible. The opportunity is not just to expand a better model, but to ensure that better care reaches more people.