Most of us renew our health insurance over a quick phone call or website click without reading the fine print. But what happens when a critical illness hits, and you discover your policy covers only a fraction of the advanced treatments? Bharat Kumar breaks down his personal experience dealing with insurance limits and TPA rejections. He explains why cutting out the “middleman” agent might actually backfire when you need to make a claim.
Published on June 8, 2026
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