Bank of Baroda posted a solid Q4FY26 performance, with standalone net profit rising 11% year-on-year to ₹5,615.68 crore and net interest income growing 8.7% to ₹12,494 crore. The PSU lender also announced a dividend of ₹8.50 per share for FY26, while annual profit crossed the ₹20,000 crore mark.

In this exclusive conversation with Business Today, Debadatta Chand discusses the bank’s Q4 earnings, margin trends, loan growth, deposit strategy, asset quality outlook, and future growth roadmap. Watch the full interview for management commentary on banking sector trends, profitability, credit demand, and the outlook ahead.