Operator

Good morning. My name is Desiree, and I will be your conference operator today. At this time, I would like to welcome everyone to the TWFG First Quarter 2026 Conference Call. [Operator Instructions] This call is being recorded and will be available for replay on the company's website.

Before we begin, let me remind you that today's discussion may contain forward-looking statements, and actual results may differ materially from those discussed. For more information regarding forward-looking statements, please refer to the company's press releases and SEC filings. Also on call today, our speakers will reference certain non-GAAP financial measures, which we believe will provide useful information for investors. The company has posted the reconciliations of the non-GAAP financial measures discussed during this call in the tables accompanying the company's earnings press release located on the Investors section of the company's website at www.twfg.com.

It is now my pleasure to introduce Mr. Gordy Bunch, Founder, Chairman and CEO of TWFG. Sir, the floor is yours.

Richard Bunch
Chairman & CEO

Thank you, and good afternoon, everyone. Thank you for joining us today to discuss TWFG's First Quarter 2026 Results. Joining me on today's call is Janice Zwinggi, our Chief Financial Officer. After my remarks, Janice will walk through our financial performances in more detail, and then we'll open the call for questions. I am pleased to report that TWFG