Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

Okay. Thanks, everybody, for joining. This is Tien-Tsin Huang. I follow the payments sector here at JPMorgan and always excited to have Mastercard with us. Super grateful to get Sachin Mehra, the CFO, with us. We'll do a fireside chat. Devin Corr is here as well from the IR team. So thank you for being here, both of you.

Sachin Mehra
Chief Financial Officer

Thank you, Tien-Tsin. Thanks for having us. I always enjoy being here at your conference.

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

No, it's always fun. I always enjoy the conversation. It's easy. You make it easy, Sachin. So we'll have a quick 30 minutes, I'm sure, to go through the topics of the day.

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

But let's kick it off. Of course, we just had the quarter recently, and we talked a lot about a lot of uncertainty out there in the market, heightened uncertainty, I think, is the term you used. Can you give us just a sense of what the health of the consumer looks like today on the ground? You have such a great insight into what the consumer is doing and how would you describe it today?

Sachin Mehra
Chief Financial Officer

Sure. Happy to do that. So look, I mean, as we mentioned at the earnings call and as I look at even trends post earnings, the consumer continues to be in actually pretty good shape. And what we're seeing from a consumer strength standpoint is holding up nicely. That's