Robert Lally
Vice President of Finance & Investor Relations

Good morning, everyone, and welcome to Radian's Investor Day. We have a great audience here today. So thank you very much. We're pleased to have you with us both here in the room and joining via webcast. On behalf of the entire management team, thank you for being here and your interest in Radian.

Before we jump in, let me quickly cover a few important items. Some of the statements we make today will be forward-looking. These statements as well as Radian's prospects are subject to certain risks and uncertainties. I encourage you to review the safe harbor statement at the end of today's presentation for more detail. We'll also be discussing certain non-GAAP financial measures. Reconciliation to the most comparable GAAP measures are included at the end of the presentation and also available on the Investor Relations section of our website.

Finally, for those in the room, I'd appreciate if you take a moment and silence those devices. I'm also have to tell you guys about the WiFi password, because everybody keeps asking. WiFi