Operator

Hello, and welcome to the Annual Meeting of Shareholders of Atlantic Union Bankshares Corporation. Please note that today's meeting is being recorded. It is my pleasure to turn today's meeting over to Ron Tillett, Chair of the Board of Atlantic Union Bankshares Corporation. Chair Tillett, the floor is yours.

Ronald Tillett

Good morning, everyone. I'm Ron Tillett, Chair of the Board of Directors of Atlantic Union Bankshares Corporation. I would like to welcome you, each of you and hereby call to order the company's Annual Meeting of Shareholders.

As you know, today, we are holding this virtual meeting on the Internet. Thank you very much to those who are participating in our virtual meeting online today. I hope that you will find this to be an informative meeting. In accordance with the company's bylaws, as Chair of the Board, I will act as Chair of this meeting. The company's General Counsel and Corporate Secretary, Rachael Lape, will act as Secretary of the meeting. I would like to call your attention to the rules of conduct and procedures. The meeting will be conducted in accordance with the rules of conduct and procedures, which are available on the meeting site.

First, we have a few administrative matters. Each of you should have access to the meeting agenda, which is located in the Documents tab in the upper right corner of the meeting screen. After an overview of meeting logistics and introductions, we will first conduct the formal business of the meeting, and I will give