Cheol Woo Park
Head of Investor Relations

Good afternoon. This is Park Cheol, Head of IR or Investor Relations. Thank you for taking time to join Shinhan Financial Group's earnings presentation for the first quarter of 2026.

Joining us today are Group CFO, Jeong Hoon Jang; Group CSO, Go Suk-Hyun; Chief AI Data Officer, Hyuck Jae Choi, Group CRO, RA Hoon ; Shinhan Bank CFO, Kan Yeong Hong; Shinhan Card, CFO, Lee Jeong-bin; Shinhan Securities CFO, Lee Jaesung; and Shinhan Life CFO, JOO Sung-hwan.

We look forward to your active interest and participation. Today's session will begin with a presentation on the group's first quarter 2026 financial results by our Group CFO, followed by a Q&A session.

With that, let me invite Mr. Jang to begin his presentation.

Jeong Hoon Jang
Deputy President & CFO

Good afternoon. This is Jang Jeong Hoon, CFO of Shinhan Financial Group. Thank you for joining our earnings presentation for the first quarter of 2026. On Pages 2 and 3 of the presentation, I will walk you through our newly announced corporate value-Up plan, which was disclosed earlier today. In July 2024, we introduced our value-Up plan with three key targets referred to as 10-50-50 and have been executing various initiatives with strong momentum to achieve these goals.