Operator

Welcome to the Atrium Mortgage Investment Corporation's Annual Shareholder Conference Call. [Operator Instructions] A reminder that this conference is being recorded, Friday, May 8, 2026.

Certain statements will be made during this phone call that may be forward-looking statements. Although Atrium believes that such statements are based upon reasonable assumptions, actual results may differ materially. Forward-looking statements are based upon beliefs, estimates and opinions of Atrium's management on the date the statements are made. Atrium undertakes no obligations to update these forward-looking statements in the event that management's beliefs, estimates or other factors change.

I would now like to turn the conference over to your host, Chris Anastasopoulos, CFO of Atrium. Chris, please go ahead.

Chris Anastasopoulos
CFO & Corporate Secretary

Thank you. On behalf of the Board of Directors and management, I would like to welcome all shareholders to the 2026 Annual General Meeting of Atrium Mortgage Investment Corporation.

I will now turn the meeting over to Mark Silver, Chair of the Board of Directors of Atrium. Mark?

Mark Silver

Thank you, Chris. Can everyone hear me?

Chris Anastasopoulos
CFO & Corporate Secretary

Yes.

Mark Silver

I'm good. The Annual General Meeting of Shareholders of Atrium Investment Corporation will now come to order. I'm Mark Silver, the Chair of the Board of Directors of Atrium. Now I will preside as Chair of the meeting. Chris Anastasopoulos, CFO and Corporate Secretary of Atrium, will act as Secretary of this meeting.

I would like to thank everyone for joining us today, whether in person or by dialing in or logging in online to listen to this meeting