Bankinter, S.A. (BKNIY) Q1 2026 Earnings Call April 23, 2026 3:00 AM EDT
Company Participants
Laurie Goodroe - IR Contact Officer
Gloria Portero - CEO & Executive Director
Jacobo Díaz - Chief Financial Officer
Conference Call Participants
Maksym Mishyn - JB Capital Markets, Sociedad de Valores, S.A., Research Division
Francisco Riquel Correa - Alantra Partners, S.A.
Alvaro de Tejada - Morgan Stanley, Research Division
Marta Sánchez Romero - JPMorgan Chase & Co, Research Division
Sofie Caroline Peterzens - Goldman Sachs Group, Inc., Research Division
Ignacio Ulargui - BNP Paribas, Research Division
Cecilia Romero Reyes - Barclays Bank PLC, Research Division
Carlos Peixoto - Caixa - Banco de Investimento, SA, Research Division
Borja Ramirez Segura - Citigroup Inc., Research Division
Pablo de la Torre Cuevas - RBC Capital Markets, Research Division
Ignacio Cerezo Olmos - UBS Investment Bank, Research Division
Hugo Moniz Marques Da Cruz - Keefe, Bruyette, & Woods, Inc., Research Division
Britta Schmidt - Bernstein Autonomous LLP
Presentation
Laurie Goodroe
IR Contact Officer
Good morning, and welcome to Bankinter's First Quarter 2026 Results Presentation. Financial statements were posted with market authorities earlier this morning, and all materials can be found on our corporate website. Please refer to the disclaimer in the presentation and note that this call is being recorded.
Today, we welcome our Chief Executive Officer, Gloria Ortiz; and our Chief Financial Officer, Jacobo Diaz. Gloria, over to you.
Gloria Portero
CEO & Executive Director
Thank you, Laurie. Let me start with the key highlights for the quarter, which confirm the strength of our business model, disciplined volume growth, continued margin improvement, a diversified and resilient income base and best-in-class efficiency and risk metrics. In volatile markets and in an environment of geopolitical uncertainty, that combination is not a nice to have. It is what protects earnings power through the cycle.
This quarter, we delivered it once again with growth that is
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