For any constacyclic code over a finite commutative chain ring of length coprime to the characteristic of the ring, we construct explicitly generator polynomials and check polynomials, and exhibit a BCH bound for such constacyclic codes. As a consequence, such constacyclic codes are principal. Further, we get a necessary and sufficient condition that the cyclic codes over a finite commutative principal ideal ring are all principal. This condition is still sufficient for constacyclic codes over such rings being principal.