Natural disasters pose significant challenges to timely and accurate damage assessment due to their sudden onset and the extensive areas they affect. Traditional assessment methods are often labor-intensive, costly, and hazardous to personnel, making them impractical for rapid response, especially in resource-limited settings. This study proposes a novel, cost-effective framework that leverages aerial drone footage, an advanced AI-based video super-resolution model, Video Restoration Transformer (VRT), and Gemma3:27b, a 27 billion parameter Visual Language Model (VLM). This integrated system is designed to improve low-resolution disaster footage, identify structural damage, and classify buildings into four damage categories, ranging from no/slight damage to total destruction, along with associated risk levels. The methodology was validated using pre- and post-event drone imagery from the 2023 Turkey earthquakes (courtesy of The Guardian) and satellite data from the 2013 Moore Tornado (xBD dataset). The framework achieved a classification accuracy of 84.5%, demonstrating its ability to provide highly accurate results. Furthermore, the system's accessibility allows non-technical users to perform preliminary analyses, thereby improving the responsiveness and efficiency of disaster management efforts.