We present \textbf{StepGap}, a hybrid NLI-LLM decision tree that detects step-level evidence gaps in multi-hop QA and emits one of three typed labels: \textsc{Contradicted Claim} (CC), \textsc{Irrelevant Evidence} (IE), or \textsc{Missing Bridge} (MB), each tied to a concrete repair action. On 82 multi-hop questions (181 annotated steps, $κ{=}0.704$), StepGap reaches sF1$=$72.0, within the bootstrap confidence interval of an LLM-only baseline (70.1) but with a more decomposable structure: every StepGap stage \emph{hurts} F1 when removed, while three of four LLM-only removals \emph{improve} F1 -- a sign of \emph{competing-error cancellation}, where internal stages mask each other's errors. We further expose a \emph{Q-F1 trap}: question-level F1 is mechanically inflated by checkers that flag every step, making step-level F1 the necessary diagnostic. Used as a typed GRPO process reward, StepGap improves Qwen2.5-7B-Instruct Exact Match from $32.1{\pm}0.3$ to $35.4{\pm}0.9$ across three seeds, with the single-run comparison showing a $+5.6$ Avg EM gain over the matched Search-R1 GRPO reproduction.