晴天霹雳啊，今天一大早就收到这样邮件

Hi there,

We wanted to let you know about an upcoming change to Paddle’s payout options.

As of 28 February 2026, PayPal will no longer be supported as a payout method. This change only affects how you receive your funds; it will not impact PayPal as a payment method for your buyers.

Why this change is happening

We are standardising our supported payout methods and consolidating our efforts around bank transfers and wire transfers. This allows us to further improve reliability and ensure a more consistent experience for all sellers.
Because your payout method is currently set to PayPal, you’ll need to switch to Bank Transfer (US) or Wire Transfer (non-US) before the 28th February to keep your payouts running smoothly. As part of this update, we’ll also need to quickly re-verify your payout details for security.

作为个人开发者，我之前在另外一个平台 creem 上尝试电汇到国内的银行卡，试了几家都被拒绝，我也没有去问银行到底怎么回事，最后因为钱也不多，creem 上还可以转出到 usdc 。算是玩玩虚拟币。

之后我就把主力收款改为 paddle ，因为它可以转出到 paypal ，paypal 我还是有渠道可以转为人民币的。

现在这条路也断了。接下来不知道怎么走了，有没有快速可以开港卡不用去香港的路子？