Man checking stock market on smart phone while lounging on couch at home. The best stocks to buy now for July 2026 were based on based on valuation metrics, leverage and revenue growth.
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Undervalued stocks don’t generate the headlines or the excitement of their growth-oriented counterparts. But they can provide important diversification and long-term returns, often with lower volatility risk. They can be particularly useful for balancing risk in a portfolio with heavy exposure to highly valued tech stocks.
Let’s meet the eight best undervalued stocks to buy now based on valuation metrics, leverage and revenue growth.
I used six criteria to identify eight of the top undervalued stocks that could be candidates for your portfolio in July:
The largest eight companies meeting these criteria are included in the table below.
A closer look at each business follows. Metrics are sourced from company reports and StockAnalysis.com.
Arch Capital is an S&P 500 company that provides insurance, reinsurance and mortgage insurance around the world.
Arch Capital has a conservative balance sheet and a history of generating good returns in difficult insurance markets. The company actively manages risk across its three markets by writing more coverage when rates are elevated and reducing exposure when conditions are less favorable. This strategy has supported a strong growth track record since 2001.
ACGL stock has trended nearly flat over the past 12 months, despite four consecutive positive earnings surprises. To strengthen its market position, the company is consolidating its three businesses under one leader, President Maamoun Rajeh. Arch Capital is also refinancing debt with proceeds from the issuance of $2 billion in new, long-dated senior notes.
Trip.com is a travel service provider that sells hotel stays, airline tickets, travel insurance, tours and customized and bundled itineraries. The company is based in China and has strong brand recognition among travelers in Asia.
After a large COVID-related sales decline in 2020, Trip.com has notched five years of consecutive revenue growth and four years of profit growth. Diluted EPS has more than tripled from $2.19 in 2023 to $7.04 in 2025.
The company’s growth strategy involves international expansion and personalized, high-quality service. A growing partnership network supports expansion, while ongoing investment in data intelligence and AI facilitates personalized service. Trip.com’s AI-powered TripGenie and Trip. Planner tools streamline travel research and planning, while deepening engagement with its customers.
Equinox acquires, explores, develops and operates gold and silver mines in the Americas.
Equinox recently announced a merger agreement with Orla Mining, creating a new North American senior gold producer with six mines, including three long-life assets in Canada. Canada is one of the world’s safest mining jurisdictions in terms of political and operational risk — though the country does have strict environmental rules. Post-merger, Equinox is expected to produce about $1.4 billion in free cash flow and have $1.4 billion in liquidity to fund growth plans.
Earlier in the year, Equinox paid down $990 million of debt after selling its Brazilian operations. The divestiture strengthened the company’s balance sheet and de-risked its mining portfolio.
Central Puerto owns and operates 16 thermal and renewable electricity generation plants in Argentina and recently acquired oil and gas company Patagonia Energy. The company also has investments in natural gas distribution and mining.
Central Puerto, Argentina’s top electricity producer, has high margins, good operating cash flow and a diversified portfolio of assets. Those qualities, alongside CEPU’s attractive valuation, makes the company an interesting choice.
The company also recently secured a $245 million bid to continue operating the Piedra del Aguila hydro plant until 2055. The arrangement includes options to increase capacity for sales under contract. The revenues are denominated in U.S. dollars, which reduces foreign exchange risk and adjustments for U.S. inflation are allowed.
Singapore-based UP Fintech operates Tiger Brokers, an online brokerage serving self-directed traders, corporations and institutional clients. The company offers access to securities trading in the U.S., Hong Kong, Singapore and Australia.
UP Fintech has had an impressive growth trend over the last three years, with diluted EPS increasing from $0.21 in 2023 to $0.93 in 2025. The company is rapidly expanding its user base, with strength in Singapore and Hong Kong. The first quarter earnings report notes that expansion of the company’s Tiger AI agents has improved user satisfaction. The agents support functions like analysis, forecasting and risk control for retail traders.
UP Fintech also has momentum in its corporate business, with ongoing IPO activity and new ESOP clients.
The company did absorb a significant penalty from Chinese securities regulators which created a loss in the first quarter of 2026. The penalty addressed unlicensed cross-border securities transactions by TIGR subsidiaries.
Signaling a positive outlook, the board recently approved a $50 million share repurchase authorization.
Caledonia Mining explores, develops and produces gold in Zimbabwe. The company has one producing mine, one project in active development and one in exploration.
CMCL has steadily increased revenue since 2019 with consistent results from its flagship Blanket Mine. Since 2025, when the gold price began to surge, the company’s annual free cash flow has exceeded $40 million.
The company’s second location has been approved for development and is expected to deliver gold starting in late 2028. The mine has a projected 32.5% internal rate of return based on a gold price of $2,548. The gold price has traded above $4,000 since late 2025.
Caledonia also reported encouraging drilling results at its exploration project adjacent to the development location. The proximity could allow for operational synergies across the two locations.
Note that Zimbabwe is considered a high-risk mining location and there is significant execution risk tied to Caledonia’s expansion strategy.
Chicago Atlantic BDC provides senior-secured fixed and floating rate debt to cannabis operators and other niche businesses. The company is structured as a BDC, which pays at least 90% of its taxable income to shareholders. For that reason, BDCs, like REITs, can be generous dividend stocks.
Leveraging its niche focus, Chicago Atlantic BDC generates high yields on senior-secured debt without significant credit deterioration. In the first quarter of 2026, the loan portfolio produced a weighted average yield of 15.8%. And, the company has reported no non-accruing loans on its quarterly earnings releases since the fourth quarter of 2024. This track record signals high credit quality.
LIEN pays an annual dividend of $1.36, which equates to a dividend yield of 13.6%.
Jiayin Group operates a fintech platform that connects lenders with underserved borrowers in the People’s Republic of China and other markets.
Jiayin Group is rapidly expanding into Indonesia and Mexico. Both countries have large audiences of underserved borrowers and less restrictive lending regulations than China. Loan yields can be high but so can the risk of default.
The international expansion contributed to 2025 revenue and net income increases of 7.3% and 45.4%, respectively.
Jiayin Group also invests generously in dividends and ADS repurchases. The company typically declares its once-annual dividend in July. The last payout was $0.80 per ADS, for a yield of 19.6%. The company approved an $80 million share repurchase plan in August 2025 and has spent $30.4 million of that authorization as of March 31.
Screening for the best undervalued stocks for July 2026 often surfaces international businesses and companies in overlooked industries. These stocks can have added complexities related to currency, geography and business model — which may be contributing to their low valuations. Value stocks rarely deliver quick wins, so consider those complexities and your investing timeline before trading. For more diversified investing options, see: Best index funds of 2026.
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