This refers to ‘Realty check’ (February 19). For all practical purposes RERA has been relegated to a ‘paper tiger”. Sooner it is disbanded the better, as it is a drain on taxpayers’ money. RERA orders are seldom executed and, therefore, hapless buyers are left to fend for themselves — with or without RERA. Builders executing big-ticket projects are experts in gaming the extant system. Mostly projects are stuck on account of financial bungling and these builders extend the completion deadlines on other flimsy grounds. To check this subterfuge, it should be mandated that the balance sheet of each project is put out on a quarterly basis and is in public domain.

Deepak Singhal

Noida

Financial inclusion

Apropos, ‘Low-balance a/cs may be converted to zero-balance

basic savings or PMJDY a/cs’ (February 19).

Converting dormant bank accounts into zero balance Basic Savings Bank Deposit Accounts or PMJDY accounts is a practical step to deepen financial inclusion in India.

Reactivated accounts reconnect households with formal finance, enable direct benefit transfers, reduce cash dependence and build credible financial histories.

Zero balance structures remove cost barriers that discourage low income users from staying active.

N Sadhasiva Reddy

Bengaluru

Digital awareness

This refers to ‘Norway shares India’s vision for AI impact’ (February 19). The emphasis on responsible and inclusive AI is welcome.

However, translating broad intent into everyday practice remains a challenge.

Governments and industry should prioritise clear safeguards, transparent data policies, and regular public communication.

Practical training programmes can help workers adapt.

Stronger academic collaboration and ethical guidelines for developers would also help.

M Barathi

Bengaluru

Published on February 19, 2026