Austrian-Swiss fintech Talentir has closed a €4 million seed round led by European venture capital firm Redstone. The company automates international payouts using artificial intelligence and a stablecoin-based settlement infrastructure.

While accepting payments has been largely standardized by providers such as Stripe or Adyen, the payout side of many business models remains complex, slow and expensive. Platforms, marketplaces, creator-economy companies and international freelancer networks in particular often have to distribute revenue across many recipients, countries, currencies and tax regimes. This “money-out” problem is exactly what Talentir aims to solve.

From the Creator Economy to a Payout Platform

Talentir’s technology originated in the music and creator industry, where income regularly has to be split among artists, producers, agencies and rights holders. From there, the company built a platform that automates the entire payout process: from data processing and compliance and tax requirements to recipient onboarding and the actual transaction.

A central element is its role as merchant of record on the payout side. This means Talentir takes on regulatory tasks such as compliance checks, tax treatment and recipient management, allowing client companies to outsource these processes and focus on their core business.

AI and Stablecoins as the Technical Foundation

Technologically, Talentir combines artificial intelligence with its own stablecoin-based settlement infrastructure. The goal is to process payouts within seconds rather than days, while also lowering transaction costs and operational overhead. Stablecoins, long associated primarily with the crypto market, are increasingly establishing themselves as infrastructure for international financial transactions.

According to the company, it already processes seven-figure euro payouts daily with a team of just six people. Its next target is an annual payout volume of €100 million.

The Investors

The round was led by Redstone, a European VC with around $600 million under management; Richard Würl was involved on the lead investor’s side.

Also on board is Inovia Capital, a global multi-stage firm with roughly $2.5 billion under management, represented by Christophe Morbee (also of NewSchool.vc). Through Inovia, former Google CFO and ex-Twitter chairman Patrick Pichette as well as former Deliveroo CFO Raif Jacobs join the round.

Further backers include Shapers around Philippe Teixeira da Mota (formerly of Hedosophia), together with Inês Melo e Castro and Thomas Teixeira da Mota; Swiss fintech hub Tenity with Oliver Sjöstedt and Guillermo Forteza; and NOIA Capital, BFC and Cambrena Capital, which, according to the founders, initiated the round early on. Angel investor Mark Ransford, former managing director at Apax Partners and a business angel in Payhawk, Wayflyer and Zego, among others, also participated.

Use of Funds

With the fresh capital, Talentir plans to expand its AI-native platform, further develop its merchant-of-record infrastructure and expand internationally. The company deliberately positions itself as a European alternative to US-dominated financial infrastructure and has announced plans to keep growing and hiring.

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