It was recently shown that a version of the greedy algorithm gives a construction of fault-tolerant spanners that is size-optimal, at least for vertex faults. However, the algorithm to construct this spanner is not polynomial-time, and the best-known polynomial time algorithm is significantly suboptimal. Designing a polynomial-time algorithm to construct (near-)optimal fault-tolerant spanners was given as an explicit open problem in the two most recent papers on fault-tolerant spanners ([Bodwin, Dinitz, Parter, Vassilevka Williams SODA '18] and [Bodwin, Patel PODC '19]). We give a surprisingly simple algorithm which runs in polynomial time and constructs fault-tolerant spanners that are extremely close to optimal (off by only a linear factor in the stretch) by modifying the greedy algorithm to run in polynomial time. To complement this result, we also give simple distributed constructions in both the LOCAL and CONGEST models.