惯性聚合 高效追踪和阅读你感兴趣的博客、新闻、科技资讯
阅读原文 在惯性聚合中打开

推荐订阅源

J
Java Code Geeks
Jina AI
Jina AI
小众软件
小众软件
WordPress大学
WordPress大学
Last Week in AI
Last Week in AI
美团技术团队
V
V2EX
酷 壳 – CoolShell
酷 壳 – CoolShell
奇客Solidot–传递最新科技情报
奇客Solidot–传递最新科技情报
博客园 - 聂微东
博客园 - 【当耐特】
人人都是产品经理
人人都是产品经理
雷峰网
雷峰网
博客园 - 司徒正美
量子位
freeCodeCamp Programming Tutorials: Python, JavaScript, Git & More
钛媒体:引领未来商业与生活新知
钛媒体:引领未来商业与生活新知
宝玉的分享
宝玉的分享
月光博客
月光博客
IT之家
IT之家
博客园 - 三生石上(FineUI控件)
大猫的无限游戏
大猫的无限游戏
T
Tailwind CSS Blog
博客园 - Franky

Comments for The Blog of Author Tim Ferriss

The Tim Ferriss Show Transcripts: Assessing Risk and Living Without a Rope - Lessons from Alex Honnold (#160) - The Blog of Author Tim Ferriss Are You Hunting Antelope or Field Mice? - The Blog of Author Tim Ferriss Why Kids Can Learn 10x Faster Than We Think — Niels Hoven of Mentava (Tim Coaching Session) (#882) - The Blog of Author Tim Ferriss TOOLS OF TITANS - Sample Chapter and a Taste of Things to Come - The Blog of Author Tim Ferriss How to Build Popular Podcasts and Blogs (#296) - The Blog of Author Tim Ferriss How to Lose 100 Pounds on The Slow-Carb Diet - Real Pics and Stories - The Blog of Author Tim Ferriss How to Finally Play the Guitar: 80/20 Guitar and Minimalist Music - The Blog of Author Tim Ferriss The Tim Ferriss Show Transcripts: Relationship Tools That Work — Esther Perel, Brené Brown, Dr. Sue Johnson, Terry Real, and More on Conflict, Repair, and Lasting Love (#880) - The Blog of Author Tim Ferriss Relationship Tools That Work — Esther Perel, Brené Brown, Dr. Sue Johnson, Terry Real, and More on Conflict, Repair, and Lasting Love (#880) - The Blog of Author Tim Ferriss How to Live Like a Rock Star (or Tango Star) in Buenos Aires... - The Blog of Author Tim Ferriss Charles Poliquin on Strength Training, Shredding Body Fat, and Increasing Testosterone and Sex Drive (#91) - The Blog of Author Tim Ferriss How to Reinvent Yourself and Make Bold Moves — Decisive Stories from Matthew McConaughey, Steve Young, Samin Nosrat, and More (#879) - The Blog of Author Tim Ferriss 11 Reasons Not to Become Famous (or "A Few Lessons Learned Since 2007") - The Blog of Author Tim Ferriss Hugh Jackman on Best Decisions, Daily Routines, The 85% Rule, Favorite Exercises, Mind Training, and Much More (#444) - The Blog of Author Tim Ferriss How to Build a Large Audience From Scratch (And More) (#78) - The Blog of Author Tim Ferriss The Tim Ferriss Show Transcripts: How to Start When You’re Stuck, Finish What You Begin, and Stop Waiting for Inspiration — Creative Advice from Elizabeth Gilbert, Seth Godin, Joyce Carol Oates, Anne Lamott, and More (#878) - The Blog of Author Tim Ferriss How to Start When You're Stuck, Finish What You Begin, and Stop Waiting for Inspiration — Creative Advice from Elizabeth Gilbert, Seth Godin, Joyce Carol Oates, Anne Lamott, and More (#878) - The Blog of Author Tim Ferriss Why You Need a "Deloading" Phase in Life - The Blog of Author Tim Ferriss How to Create a Million-Dollar Business This Weekend (Examples: AppSumo, Mint, Chihuahuas) - The Blog of Author Tim Ferriss My Mental Health Routines and Tools (Includes Extensive Resources) - The Blog of Author Tim Ferriss Q&A with Tim — The Art of Male Friendship, Mini-Retirements, Higher-Resolution Living, Reinvention in The Age of AI, and More (#877) - The Blog of Author Tim Ferriss Dr. Tommy Wood — How to Future-Proof Your Brain from Dementia (#851) - The Blog of Author Tim Ferriss MY FIRST BOOK IN 7 YEARS (AND SOME BIG EXPERIMENTS) - The Blog of Author Tim Ferriss The Tim Ferriss Show Transcripts: Michael Schur, Creator of “The Good Place” — How SNL Trains Writers, His TV University at “The Office,” Lessons from Lorne Michaels, Wisdom from David Foster Wallace, and Exploring Moral Philosophy with “How to Be Perfect” (#565) - The Blog of Author Tim Ferriss Dr. Andrew Huberman — Peptides, Performance, and Protocols (#876) - The Blog of Author Tim Ferriss Better Than Free: How To Differentiate In The Age Of AI - The Blog of Author Tim Ferriss The Random Show — Tim and Kevin Talk Retreats, Mortality, AI Predictions, Supplements, Rock Climbing at (Almost) 50, and Not Waiting for “Someday” (#875) - The Blog of Author Tim Ferriss Meet "Scorpion," The Real-Life Santa Claus - The Blog of Author Tim Ferriss Philip Goff — Exploring Consciousness and Non-Ordinary Religion, Galileo's Error, Panpsychism, Heretical Ideas, and Therapeutic Belief (#805) - The Blog of Author Tim Ferriss Some Practical Thoughts on Suicide - The Blog of Author Tim Ferriss
Max Levchin, PayPal and Affirm — The Path from The Soviet...
Tim Ferriss · 2026-06-10 · via Comments for The Blog of Author Tim Ferriss

Max Levchin (@mlevchin) is a serial entrepreneur, computer scientist, philanthropist, and active investor in more than 100 startups. He is the founder and CEO of Affirm, the payment network that empowers consumers and helps merchants drive growth. He is also the co-founder and chairman of Glow, a data-driven fertility company. Both companies were created and launched from his San Francisco-based innovation lab, SciFi VC (formerly HVF [Hard, Valuable, Fun]). Max was one of the original co-founders of PayPal, where he served as the chief technology officer until its acquisition by eBay in 2002. In 2002, he was named to MIT Technology Review’s TR100 as one of the top 100 innovators in the world as well as Innovator of the Year.

Prior to HVF, Max founded, and was CEO of, Slide, a personal media-sharing service, which was acquired by Google in 2010. Max also helped create Yelp, where he served as chairman of its board of directors from its founding in 2005 until 2015. He served on the board for Yahoo! from 2012 to 2015.

Max was born in Kyiv, Ukraine, before moving to the United States and settling in Chicago in 1991. He holds a B.S. in computer science from the University of Illinois at Urbana-Champaign, where he founded and led four other technology startups.

Please enjoy!

This episode is brought to you by:

  • ProLon — Science-backed Fasting Mimicking Diet that helps activate cellular renewal through fasting, while still eating nourishing meals: ProlonLife.com/Tim
  • Monarch — Track, budget, plan, and do more with your money: Monarch.com/Tim 
  • Shopify — Global commerce platform, providing tools to start, grow, market, and manage a retail business: Shopify.com/Tim

Max Levchin, PayPal and Affirm — The Path from The Soviet Union to Building Multi-Billion Dollar Companies (Plus: Real-World Socialism vs. Capitalism)


Additional podcast platforms

Listen to this episode on Apple PodcastsSpotifyOvercastPodcast AddictPocket CastsCastboxYouTube MusicAmazon MusicAudible, or on your favorite podcast platform.


Transcripts

SELECTED LINKS FROM THE EPISODE

Connect with Max Levchin

Website | SciFi VC | Affirm | Glow | Twitter

Relevant Resources

Relevant Episodes of The Tim Ferriss Show

Books

Films

People

Companies & Organizations

AI Tools

Coffee Tools & Products

Concepts & References

Timestamps

  • [00:00:00] Start.
  • [00:02:50] The Ronin line that rewired how Max makes every decision.
  • [00:06:09] Paprika-style brain-computer interfaces.
  • [00:09:09] PayPal’s founders lived inside a Neal Stephenson novel.
  • [00:19:21] Transformation via Neuromancer and Snow Crash.
  • [00:23:40] The book that found Max his wife.
  • [00:29:24] The real secret to a great marriage.
  • [00:38:29] What’s worth tracking, and what’s not.
  • [00:44:13] A scrawny kid, a clarinet, and a Kyiv velodrome.
  • [00:46:55] What going all-out on a bike actually gives you.
  • [00:51:02] The mantra by which Max rides.
  • [00:53:02] A Soviet kid’s fear of socialism.
  • [01:02:48] Making a profit without destroying society.
  • [01:04:31] What is Affirm, and why did every banker say it would fail?
  • [01:20:18] Why the best mathematicians eschew the lending industry.
  • [01:23:50] Does agentic commerce break Affirm, or supercharge it?
  • [01:28:01] A PhD-level financial advisor in everyone’s pocket.
  • [01:29:58] How close are we to buying anything through one AI chat?
  • [01:36:32] Improving your coffee: cheap, intermediate, and Bugatti options.
  • [01:44:33] The books every first-time founder should actually read.
  • [01:48:08] Claude Shannon, Ed Thorp, and the joy of playful genius.
  • [01:51:00] Why physical books still beat every digital reading experience.
  • [01:51:44] Parting thoughts.

Max Levchin Quotes from the Interview

“The attempt to impress your mate on a daily basis is the secret to the best marriage.”

— Max Levchin

“The best recipe we’ve discovered as humanity is capitalism, a force for constant creative destruction where you build the next thing better than the other guy.”

— Max Levchin

“It’s okay to make a little bit less money if you are able to create something that’s societally more successful, more important.”

— Max Levchin

“If you tell an entrepreneur over and over again, ‘This thing will never work unless someone does X,’ the natural response is, ‘Well, I will do X and see if it works.’”

— Max Levchin

“The job apocalypse people are proclaiming is so goofy. There’s so much opportunity to build so many exciting things for everyone, not just a Silicon Valley startup.”

— Max Levchin


Want to hear another conversation with a mathematician who aimed his big brain at real-world money? Listen to my first conversation with legendary blackjack player, quant pioneer, and hedge fund manager Edward O. Thorp, in which we discussed beating blackjack and roulette with the first wearable computer, his friendship with Claude Shannon, what convinced him Warren Buffett would become the richest man in the world, spotting Bernie Madoff’s fraud 17 years early, mental models like externalities and the tragedy of the commons, long-term thinking, knowing when enough is enough, and much more.

This episode is brought to you by ShopifyShopify is one of my favorite platforms and one of my favorite companies. Shopify is designed for anyone to sell anywhere, giving entrepreneurs the resources once reserved for big business. In no time flat, you can have a great-looking online store that brings your ideas to life, and you can have the tools to manage your day-to-day and drive sales. Go to Shopify.com/Tim to sign up for a one-dollar-per-month trial period. It’s a great deal for a great service, so I encourage you to check it out. Take your business to the next level today by visiting Shopify.com/Tim.


This episode is brought to you by Monarch! Traditional budgeting apps can help, but they don’t compare to the complete financial command center you get with this episode’s sponsor, Monarch. Monarch was named The Wall Street Journal’s Best Budgeting App of 2025, and it’s the top-recommended personal finance app by users and experts, with more than 30,000 5-star reviews. Get control of your overall finances with Monarch. Use code TIM at monarchmoney.com/Tim for half off your first year.


This episode is brought to you buy ProLon! One name that has come up on this podcast more than once is Dr. Valter Longo, a USC professor with decades of peer-reviewed research on fasting, nutrition, and aging. I regularly fast and have done a lot of experiments with fasting over more than a decade, and it has been one of the most incredible unlocks that I have found for both near- and long-term physical and mental health.

But fasting can be really hard, and that is why Dr. Longo, best known for the Fast Mimicking Diet (FMD), developed ProLon. For 5 days, you’re able to get the benefits of fasting—including autophagy, your body’s cellular, self cleanup process—all while eating real, structured, plant-based meals. In scientific studies, 5-day cycles of the Fast Mimicking Diet improved markers tied to metabolic health and biological aging and helped people drop fat while holding onto lean muscle. And ProLon makes it easy: it comes in one box, everything is clearly laid out, and there’s no guesswork. For a limited time, Prolon is offering my listeners 15% off site wide, plus a 40% bonus gift when you subscribe to their 5-day program. Just visit ProLonLife.com/Tim.