Multi-agent LLM systems for code generation face a fundamental routing problem: the optimal orchestration topology depends on the structural complexity of the code under modification, yet existing systems select topologies without consulting the codebase. We present Retrieval-Guided Adaptive Orchestration (RGAO), an architecture that closes this loop by extracting a structural complexity vector from a hierarchical code index before selecting the orchestration topology. RGAO operates within Code-Agent, a multi-agent framework whose sub-agents are governed by formal contracts with six-dimensional budget vectors. Our headline contribution is the composition of two previously separate lines of work -- complexity-conditioned LLM routing and formal resource algebras -- yielding a property neither admits alone: provable budget conservation under retrieval-conditioned dynamic topology selection. Concretely we contribute: (1) a complexity-conditioned topology router that reduces proxy-measured misrouting from 30.1% to 8.2%; (2) a budget algebra with a structural-induction conservation theorem; and (3) a hierarchical code retrieval engine. Empirical evaluation demonstrates sub-millisecond DAG construction and linear tree-index scalability.