Vision-Language Models (VLMs) such as CLIP learn a shared embedding space for images and text, yet their representations remain geometrically separated, a phenomenon known as the modality gap. This gap limits tasks requiring cross-modal interchangeability, such as captioning and joint clustering. Existing post-processing approaches can partially improve cross-modal compatibility; however, we show through geometric analysis that they primarily reduce the global centroid offset while leaving the underlying distributional mismatch intact. We decompose the modality gap into a Centroid Gap and a Distribution Gap, and demonstrate that the Distribution Gap is the true predictor of cross-modal task quality ($R^2 = 0.986$), whereas the commonly used Raw Gap is misleading ($R^2 = 0.691$). Motivated by this observation, we propose TPC-CMA (Three-Phase Curriculum for Cross-Modal Alignment), a fine-tuning framework that explicitly reduces both components. The proposed CMA jointly mitigates centroid offsets and reshapes the distributional structure, while a three-phase curriculum with gradient-aware scheduling progressively introduces alignment during training to enable stable optimization. Experiments demonstrate that our method significantly improves cross-modal alignment. With $α_{\text{target}}{=}0.05$, the modality gap is reduced by 66.6\% with only 4.84\% accuracy drop. Under stronger alignment ($α_{\text{target}}{=}0.5$), the gap is reduced by 82.3\%, clustering ARI improves from 0.318 to 0.516, and captioning CIDEr increases by 57.1\% over the original model. Our code and pre-trained models will be made publicly available upon acceptance.