Modeling semantic and structural information from tabular data remains a core challenge for effective table understanding. Existing Table-as-Text approaches flatten tables for large language models (LLMs), but lose crucial structural cues, while Table-as-Image methods preserve structure yet struggle with precise semantics. Recent Table-as-Multimodality strategies attempt to combine textual and visual views, but they (1) statically process both modalities for every query-table pair within large multimodal LLMs (MLLMs), inevitably introducing redundancy and even conflicts, and (2) depend on costly fine-tuning of MLLMs. In light of this, we propose TableDART, a training-efficient framework that integrates multimodal views by reusing pretrained single-modality models. TableDART introduces a lightweight 2.59M-parameter MLP gating network that dynamically selects the optimal path (Text-only, Image-only, or Fusion) for each table-query pair, reducing redundancy and avoiding conflicts that arise when textual and visual views of the same table provide inconsistent cues. By routing to the most appropriate view, our framework improves both accuracy and efficiency. In addition, we propose a novel agent to mediate cross-modal knowledge integration by analyzing outputs from text- and image-based models, either selecting the best result or synthesizing a new answer through reasoning. This design avoids the prohibitive costs of full MLLM fine-tuning. Extensive experiments on seven benchmarks show that TableDART establishes new state-of-the-art performance among open-source models, surpassing the strongest baseline by an average of 4.02%. The code is available at: https://github.com/xiaobo-xing/TableDART.