Multimodal misinformation increasingly leverages visual persuasion, where repurposed or manipulated images strengthen misleading text. We introduce RW-Post, a post-aligned text--image benchmark for real-world multimodal fact-checking with auditable annotations: each instance links the original social-media post with reasoning traces and explicitly linked evidence items derived from human fact-check articles via an LLM-assisted extraction-and-auditing pipeline. RW-Post supports controlled evaluation across closed-book, evidence-bounded, and open-web regimes, enabling systematic diagnosis of visual grounding and evidence utilization. We provide AgentFact as a reference verification baseline and benchmark strong open-source LVLMs under unified protocols. Experiments show substantial headroom: current models struggle with faithful evidence grounding, while evidence-bounded evaluation improves both accuracy and faithfulness.