Multimodal reasoning in vision-language models (VLMs) typically relies on a two-stage process: supervised fine-tuning (SFT) and reinforcement learning (RL). In standard SFT, all tokens contribute equally to the loss, even though reasoning data are inherently token-imbalanced. Long <think> traces overshadow short but task-critical <answer> segments, leading to verbose reasoning and inaccurate answers. We propose SCALe (Scheduled Curriculum Adaptive Loss), which explicitly separates supervision over reasoning and answer segments using dynamic, length-independent weighting. Unlike vanilla SFT, which overweights the <think> segment, SCALe-SFT gradually shifts the focus from <think> to <answer> throughout training via a cosine scheduling policy, encouraging concise and well-grounded reasoning. We evaluate SCALe across diverse benchmarks and architectures. Results show that SCALe consistently improves accuracy over vanilla SFT and matches the performance of the full two-phase SFT + GRPO pipeline while requiring only about one-seventh of the training time, making it a lightweight yet effective alternative. When combined with GRPO, SCALe achieves the best overall performance, highlighting its value both as a standalone method and as a strong foundation for reinforcement refinement.