In the context of increasing urban risks, particularly from climate change-induced flooding, this paper presents an extended Reality (XR)-based framework to improve user risk training within urban built environments. The framework is designed to improve risk awareness and preparedness among various stakeholders, including citizens, local authorities, and emergency responders. Using immersive XR technologies, the training experience simulates real-world emergency scenarios, contributing to active participation and a deeper understanding of potential hazards and especially for floods. The framework highlights the importance of stakeholder participation in its development, ensuring that training modules are customized to address the specific needs of different user groups. The iterative approach of the framework supports ongoing refinement through user feedback and performance data, thus improving the overall effectiveness of risk training initiatives. This work outlines the methodological phases involved in the framework's implementation, including i) user flow mapping, ii) scenario selection, and iii) performance evaluation, with a focus on the pilot application in Senigallia, Italy. The findings underscore the potential of XR technologies to transform urban risk training, promoting a culture of preparedness and resilience against urban hazards.