Charles Williams
Founder, Chairman & CEO

Good afternoon. My name is Chuck Williams, and I'm the Chairman and Chief Executive Officer of Northpointe Bancshares, Inc. I will be presiding over today's virtual annual meeting. On behalf of our company, I would like to welcome you to the 2026 Annual Meeting of Stockholders of Northpointe Bancshares, Inc.

In fairness to all stockholders in attendance and in the interest of an orderly meeting, we ask that you honor the following rules of conduct. Only shareholders of record of March 19, 2026, or their proxy holders may participate in the meeting. All questions should be raised when we open the lines for questions. Each attendee is limited to a total of no more than 2 questions or comments, no more than one of which may be on a single topic. Questions or comments must not exceed 2 minutes in length.

No nomination of directors or presentation of new business will be accepted from the floor. The question-and-answer period for each proposal will be limited to a maximum of 15 minutes. Please do not speak while somebody else is speaking. Please keep your line on mute while you are not speaking. The views and comments of all shareholders are welcome. However, the purpose of the annual meeting will be observed, and we will not address questions that are irrelevant to the business of the company or the conduct of its operations, derogatory references that are not in good taste, unduly prolonged longer than 1 minute, substantially repetitive statements made by other shareholders or discussions related to personal grievances.

As the meeting is by phone, I will take a formal roll call. Let's begin