Operator

Ladies and gentlemen, thank you for standing by. Welcome to MoneyHero Group First Quarter 2026 Earnings Conference Call. [Operator Instructions]. Please be advised that today's conference is being recorded.

I would like now to turn the conference over to Gretchen Kwan, Corporate Communications lead. Please go ahead.

Gretchen Kwan

Good morning, everyone, and welcome to MoneyHero's 2026 First Quarter Earnings Conference Call. I am Gretchen Kwan, Corporate Communications Lead at MoneyHero.

Before we begin, I would like to remind you that today's call will include forward-looking statements, which are inherently subject to risks and uncertainties and may not be realized in the future for various reasons as stated in our earnings press release, which was issued earlier today and is also available on our Investor Relations website.

In addition, please note that today's discussion will include both IFRS and non-IFRS financial measures for comparison purposes only. For reconciliations of these non-IFRS measures to the most directly comparable IFRS measure, please refer to our earnings release and SEC filings. Lastly, a webcast replay and the script of this conference call will be available on our Investor Relations website.

Joining me on the call today is Danny Leung, Interim CEO and CFO, who will go over our strategy, business updates, operation highlights and financial performance for the first quarter of 2026. This will be followed by a Q&A section.

With that, let me turn the call over to Danny.

Ka Yip Leung
Interim CEO & CFO

Thank you, Gretchen. Good day, everyone, and thank you for joining us to discuss MoneyHero Group's first quarter 2026 financial results. When