Operator

Greetings, and welcome to the MVB Financial Corp. First Quarter 2026 Earnings Call. [Operator Instructions] It is now my pleasure to introduce your host, Amy Baker. Thank you. You may begin.

Unknown Executive

Thank you, operator. Good afternoon, and thank you all for joining us today for MVB's First Quarter 2026 Earnings Conference Call and our first ever earnings call as a public company. The company issued its earnings press release earlier this afternoon, and it is available on the company's website at ir.mvbbanking.com. In addition, the company has included a slide presentation that you can refer to during the call, which is also available on the website.

Participating on this call today are MVB's President and CEO, Larry F. Mazza; and CFO, Mike Sumbs. Larry will provide high-level first quarter results, followed by a business overview, and Mike will discuss the quarter's financial results in more detail, after which we will open the call for your questions.

Before we begin, I would like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of MVB Financial that involves risks and uncertainties. Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements. These factors are discussed in the company's SEC filings, which are available on the company's website. The company disclaims any obligation to update any forward-looking statements made during the call.

Additionally, management may refer