Operator

Hello, and welcome to the Annual Meeting of Shareholders of Commerce Bancshares, Inc. Please note that today's meeting is being recorded. [Operator Instructions]

It is now my pleasure to turn today's meeting over to David Kemper, Executive Chairman of Commerce Bancshares, Inc. Mr. Kemper, the floor is yours.

David Kemper
Executive Chairman

Thank you, and good morning. The Annual Meeting of the Shareholders of Commerce Bancshares will please come to order. On behalf of your Board of Directors and the officers of your company, I'm pleased to welcome those virtually attending the 2026 Annual Meeting of the Shareholders.

First, I'd like to introduce the members of our Board of Directors: Terry Bassham, retired Chief Executive Officer and President of Evergy, Inc.; Beau Brauer, President of Hunter Engineering; Kyle Chapman, President and CEO and Board member of Barry-Wehmiller Group, Inc.; Karen Daniel, retired Chief Financial Officer and Executive Director of Black & Veatch; Tim Dunn, Chairman of the Board and Chief Investment Officer of J.E. Dunn Construction Company; June Fowler, retired Senior Vice President of Communications, Marketing and Public Affairs of BJC Healthcare; John Kemper, President and CEO of Commerce Bancshares; Alaina Macia, President and Chief Executive Officer, MTM Health; Ben Rassieur, retired President of Paulo Products; Todd Schnuck, Chairman of the Board and Chief Executive Officer of Schnuck Markets, Inc.; and Chrissy Taylor, President and Chief Executive Officer of Enterprise Mobility.

I'll call your attention to the Rules of Conduct set forth for this meeting. These are made available to each shareholder on the Documents tab in the upper