Our focus is on the set of lower-triangular, infinite matrices that have natural operations like addition, multiplication by a number, and matrix multiplication. With respect to addition this set forms and abelian group while with respect to matrix multiplication, the invertivle elements of the set form a group. The set becomes an algebra (non-commutative in fact) with unity when all three operations are considered together. We indicate important properties of the algebraic structures obtained in this way. In particular, we indicate several sub-groups or sub-rings. Among sub-groups, we consider the group of Riordan matrices and indicate its several sub-groups. We show a variety of examples (approximately 20) of matrices that are composed of the sequences of important polynomial or number families as entries of certain lower-triangular infinite matrices. New, significant relationships between these families can be discovered by applying well-known matrix operations like multiplication and inverse calculation to this representation. The paper intends to compile numerous simple facts about the lower-triangular matrices, specifically the family of Rionian matrices, and briefly review their properties.