Learning robust representations across extremely heterogeneous modalities remains a fundamental challenge in multi-modal vision. As a critical and profound instantiation of this challenge, high-resolution (HR) joint optical and synthetic aperture radar (SAR) pretraining seeks modality synergy to mutually enhance single-source representations; its potential is severely hindered by the Heterogeneity-Resolution Paradox: finer spatial scales drastically amplify the physical divergence between complex radar geometries and non-homologous optical textures. Consequently, migrating medium-resolution-oriented rigid alignment paradigms to HR scenarios triggers either severe feature suppression to force equivalence, or feature contamination driven by extreme epistemic uncertainty. Both extremes inevitably culminate in profound representation degradation and negative transfer. To overcome this bottleneck, we propose CoDe-MAE, pioneering a \textit{better synergy with less alignment} philosophy. First, Optical-anchored Knowledge Distillation (OKD) implicitly regularizes SAR's speckle noise by mapping it into a pure semantic manifold. Building on this, Conditioned Contrastive Learning (CCL) utilizes a gradient buffering mechanism to align shared consensus while safely preserving divergent physical signatures. Concurrently, Cross-Modal Degraded Reconstruction (CDR) deliberately strips non-homologous spectral pseudo-features, truncating the inherently ill-posed mapping to capture true structural invariants. Extensive analyses validate our theoretical claims. Pretrained on 1M samples, CoDe-MAE demonstrates remarkable data efficiency, successfully preventing representation degradation and establishing new state-of-the-art performance across diverse single- and bi-modal downstream tasks, substantially outperforming foundation models scaled on vastly larger datasets.