Geospatial foundation models compress multispectral observations into dense embeddings increasingly used in natural-language environmental reasoning systems. A single planetary-scale model, e.g. Google AlphaEarth, handles broad characterization well but may compromise on specialized hydrologic signals. Such generalist models are also often inaccessible, expensive, and require large-scale compute. We propose Mini-JEPAs: a fleet of small sensor-specialized Joint Embedding Predictive Architecture (JEPA) foundation models consulted by a routing agent for specialized questions. We pretrained five 22M-parameter Mini-JEPAs sharing an identical Vision Transformer backbone, JEPA recipe, and 64-d output space, using Sentinel-2 optical, Sentinel-1 SAR, MODIS thermal, multi-temporal Sentinel-2 phenology, and a topography-soil stack. Each Mini-JEPA reconstructs the variable matched to its sensor, with cross-validated $R^2$ reaching 0.97 for elevation, 0.97 for temperature, and 0.81 for precipitation. The five manifolds differ in geometric structure, with global participation ratios from 8.9 to 20.2 and local intrinsic dimensionalities from 2.3 to 9.0. Joint topography-soil and phenology models add predictive value beyond AlphaEarth alone for soil moisture, aridity, and precipitation ($ΔR^2$ up to 0.031). A router LLM reads per-modality references and selects appropriate sensors with a perfect hit rate over a curated question set. In paired LLM-as-Judge evaluation, dual retrieval over AlphaEarth and the routed fleet outperforms AlphaEarth alone on physics-matched questions (Cohen's $d = 1.10$, $p = 0.031$). Locally-trained Mini-JEPAs can be operationalized for hydrologic intelligence with modest compute.