RBL Bank’s fourth quarter standalone net profit soared 233 per cent to ₹230 crore against ₹69 crore in the year ago quarter on robust growth in advances and decline in provisions for advances.

In FY26, the private sector lender reported a 18 per cent increase in net profit at ₹822 crore (₹695 crore).

Recommended the dividend of Re. 1 per equity share of ₹10/- each fully paid up. Earlier this month, RBI gave its approval to Emirates NBD (P.J.S.C) to acquire an aggregate of up to 74 per cent of the paid-up share capital of RBL bank.

Net interest income (difference between interest earned and interest expended) was up about 7 per cent yoy at ₹1671 crore (₹1563 crore in the year ago quarter).

Other Income includes commission income from non-fund based banking activities, fees, earnings from foreign exchange and derivative transactions, and profit and loss from investments, too rose about 7 per cent yoy to ₹1069 crore (₹1000 crore).

Provisions on advances declined 16 per cent yoy to ₹684 crore (₹815 crore).

Deposits and advances rose by a robust 25 per cent (to stand at ₹139018 crore as at March-end 2026) and 23 per cent (₹114232 crore), respectively.

R Subramaniakumar, MD & CEO, said: “Demand conditions across our key customer segments remain broadly stable, with retail consumption and small business activity continuing in line with recent trends.

“Overall, the operating environment continues to support calibrated growth for well-capitalised banks with a balanced portfolio mix and a strong risk framework. We are not currently seeing any material impact on our portfolio arising from the conflict in the Middle East.”

Published on April 25, 2026