Punjab National Bank on Tuesday reported a net profit of ₹5,225 crore during the three-month period (Q4 of FY26) ending March 31, 2026. It is 14 per cent higher than Rs 4567 crore of the corresponding quarter of FY25.
According to the regulatory filing, Net Interest Income (NII for the quarter declined by 3.5 per cent to ₹10,380 crore as compared to ₹10,757 crore. In terms of asset quality, Gross Non Performing Assets (GNPA) stood at 2.95 per cent as against 3.95 per cent, while net NPAs stood at 0.29 per cent from 0.4 per cent in the corresponding quarter of FY25.
Provisions for the quarter saw a significant decline to ₹424 crore from ₹1,150 crore during the previous quarter, and this seems to have contributed to the net profit despite a fall in Net Interest Income (NII) or core income, which declined by 3.5 per cent to ₹10,380 crore compared to ₹10,757 crore during the same quarter last year.
PNB’s total global business increased 10.79 per cent from the previous year to ₹29.72 lakh crore. Its total global deposits were up 9.25 per cent from the previous year to ₹17.1 lakh crore, while its gross advances increased 12.97 per cent to ₹12.61 lakh crore.
On the domestic front, PNB’s total business increased 10.39 per cent to ₹28.45 lakh crore. Domestic deposits were up 9.14 per cent at ₹16.49 lakh crore, while gross advances jumped 12.17 per cent to ₹11.95 lakh crore.
The lender’s CASA ratio improved to 73.7 per cent in the fourth quarter from 71.28 per cent in the year-ago period.
Published on May 5, 2026