The total flow of financial resources to the commercial sector in the first two months of FY27 at ₹2.82 lakh crore is about eight times that in the corresponding year ago period, according to the latest RBI data.

This is driven by a pickup in non-food bank credit and rise in foreign direct investment (FDI) to India, per the central bank’s latest monthly bulletin.

Non-food bank credit rose by ₹88,000 crore against a de-growth of ₹1.55 lakh crore. Flow of resources to the commercial sector from non-bank sources nudged up 2 per cent to ₹1.94 lakh crore against ₹1.90 lakh crore.

“The bank credit growth picked up further in May 2026. The policy rate transmission in the credit market moderated during March-April, with some hardening in deposit and lending rates,” according to the bulletin.

Published on June 22, 2026