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Latest Money & Banking, Financial News Today - news | The HinduBusinessLine

Banking system’s ₹5 lakh cr plus surplus liquidity prompts RBI to announce drain out auction Fintech IPO plans hit pause as weak rupee, retail pullback weigh on timing Godrej Capital eyes ₹50,000 cr AUM in 2 years, to launch gold loans by June FIU-IND, SEBI sign MoU to strengthen anti-money laundering framework in India HDFC Bank chairman resignation not a sign of financial stability: InGovern HDBFS shares jump 12% post Q4 results, brokerages see steady growth ED arrests former ADAG executive Amitabh Jhunjhunwala in loan fraud case Q4 Results Highlights Today: Elecon Engineering PAT declines, ICICI Lombard net profit rises 7%, HDB Financial shares gain ahead of Q4 results today, Reliance Industrial Infra, GTPL Hathway, Tejas Networks to announce Q4 results today, ICICI Prudential Life, Anand Rathi Share rise Satin Growth Alternatives launches debut ₹200 cr fund Insurers need to make payouts quick and frictionless, says DFS Secretary C-D ratio of banks widens to 255 bps Non-life insurers’ premium income rises 9.2% to ₹3.35 lakh crore in FY26 RBI allows NBFCs, including gold loan companies, to open branches without prior approval Trump says he may fire Fed chair Jerome Powell if he does not step down RBI allows NBFCs to open branches without prior approval, eases norms LPL Financial opens Global Capability Centre in Hyderabad Shriram Finance subsidiary gets RBI nod to start primary dealer business NBFCs' reliance on bank borrowings to increase in FY27 on lower interest rates RBI holds talks with banks on ways to boost deposits Banks increase mark-up over repo-linked external benchmark loans to protect margins Paytm becomes majority Indian-owned and controlled company as domestic investors raise stake UPI clocks 228.5 billion transactions in 2025, driving India’s digital payments boom Kevin Warsh files financial disclosures, pledges divestment for Fed nomination Bitcoin climbs to 4-week high on hopes of US-Iran peace talks Gold loans register sharp growth to emerge India’s second-largest retail credit product: TransUnion CIBIL Poonawalla Fincorp mops up ₹2,500 cr via QIP RBI returns Ujjivan SFB’s application to transition to a universal bank LIC board approves 1-for-1 bonus issue BoB and Reliance Jio launch mobile banking app for feature phone users Net sales of non-financial pvt cos rise 11.4% in FY25: RBI data ICICI Prudential AMC Q4 profit rises 10% to ₹763 crore, AUM up 25% RBI rejects Ujjivan SFB’s universal bank licence bid, asks it to reapply Rupee slumps 65p amid spike in crude oil prices due to failure of US, Iran to reach a truce deal Reliance Jio and Bank of Baroda partner to launch 'bob World Lite' on feature phones, boosts digital inclusion Visa, HDFC Bank launch FIFA World Cup 2026 card and rewards campaign Small finance banks set for strong Q4FY26; Outlook hinges on FY27 macro trends: Report RBI criticises banks’ rupee arbitrage trades Q4 Preview: ICICI Pru AMC likely to report 5% growth in Q4 net profit Alignment of average call rate with repo rate contingent on level of liquidity: RBI AI to reduce uncertainties and expand opportunities - RBI DG UPI at 10: From payments pipe to backbone of India’s digital financial ecosystem Shriram Finance’s credit rating climbs after MUFG investment Invoices financed on RXIL’s platform jumps 51% to ₹1,21,105 cr in FY26 Rajive Kumaraswami to be MD and CEO of Chola MS General Insurance RBI unveils medium-term strategy framework ‘Utkarsh 2029’ Fintechs bet big on digital FDs, eye larger share of retail savings RBI proposes ₹1 Lakh crore asset threshold for NBFC Upper Layer classification India to push for reporting of offshore rupee trades despite resistance, sources say Sa-Dhan’s new microfinance sector guardrails to focus on early risk identification, stronger governance frameworks India's remittances to reach record $140 billion in FY26: SBI Research RBI’s recent currency curbs can backfire. Here’s why RBI's cash withdrawal plan pushes up bond yields, swap rates West Asia conflict drives surge in NRI term insurance purchases from India, 35% m-o-m surge: Report RBI to conduct 7-day VRRR auction as liquidity surplus hits ₹4.5 lakh crore Delhi High Court says LIC policy details cannot be shared without basic identification Indian banks resilient despite rising credit pressure in Asia: Fitch RBI moots delay and kill switch feature to combat rising online frauds CBI registers FIR in ₹550 crore IDFC bank embezzlement case RBI issues guidelines to enhance efficiency of cross-border inward payments Banks close out bulk of their long dollar positions ahead of RBI’s April 10 deadline Bitcoin holds near $71K as markets weigh geopolitics and macro signals PMMY loans’ disbursal reach all time high at ₹5.64 lakh cr in FY26 Banks exit bulk of India rupee arbitrage positions ahead of RBI deadline, sources say NCLAT upholds NCLT order on distribution of funds from a resolution plan India’s securitisation market hits record ₹2.55 lakh crore in FY26 on NBFC boost West Asia war: RBI warns of upside risks to current account deficit in FY27; rupee faces continued headwinds RBI holds rates steady amid global inflation, growth concerns RBI proposes easing capital adequacy requirements for banks A sharp correction in gold prices can trigger margin calls and liquidation of leveraged positions: RBI study Found no concerns related to governance, conduct in HDFC Bank: RBI Governor Coal Ministry allows insurance surety bonds to replace bank guarantees RBI MPC Meeting 2026 Highlights: RBI holds rates unchanged at 5.25%; projects FY27 GDP at 6.9% Sachdev invests $5 million in embedded credit platform GLAAS Interest rates to remain low in medium to long term: RBI Governor RBI ups crude oil, exchange rate baseline assumptions for FY27 RBI decides to do away with IFR requirements for banks Visa India head Sandeep Ghosh resigns; leadership change in key payments market Digital lending platform KreditBee raises $280 million, enters the unicorn club RBI MPC Meet 2026: FY27 GDP projection at 6.9%, retail inflation seen at 4.6% MPC keeps repo rate unchanged at 5.25% RBI proposes additional measures to promote ease of doing business, capital adequacy and market development Antwerp court clears way for Mehul Choksi extradition to India Bank of Baroda unveils AI-powered multilingual conversational platform for customer interactions Pre-funding norms for biz: Business correspondents may get some relief IRDAI forms panel to review health insurance US-based insurance broker Lockton to expand reinsurance biz in India this fiscal RBI MPC Meet April 2026: Date, Time, When & Where, Expectations & live details RBI likely to revise inflation upwards; GDP faces downside risks amid global uncertainties: Report India plans sovereign guarantees on loans to businesses hit by Iran war, sources say Steady Q4 expected for banks on strong metrics RBI proposes separate categories of banking correspondents, uniformity in wages Yes Bank names Vinay Muralidhar Tonse as MD & CEO UCO Bank records 19% rise in loan growth in Q4 Bitcoin tops $70,000 on optimism over possible Iran ceasefire Details on state debt maturity profile to whet auction, derivatives demand, investors say RBI rate-setting panel starts deliberations amid West Asia crisis; decision on Wednesday Valura.ai onboards over 1,000 wealth advisors RBI-spurred rupee rally sparks importer rush, hedging costs soar most since global financial crisis India banking sector outlook: Credit growth strong, margins to stay under pressure RBI likely to hold rates as ‘Goldilocks’ phase gives way to stress
Q4 Results Today Live: Tata Power, Dr Reddy's, Torrent Power, Dixon Tech, Max Financial, Berger Paints, Pfizer, Sagility, MTAR Tech, V-Guard, Inox India, Nazara, Texmaco Rail to announce Q4 results, Canara Bank, JSW Energy, PVR Inox, Nuvama, UPL, JBM Auto shares in focus
2026-05-12 · via Latest Money & Banking, Financial News Today - news | The HinduBusinessLine

LIVE

Q4 Results Today, May 12, 2026, Live Updates: Catch live updates

Two investors are working together with analyzing the stock data graphs in the paper and viewing the data on the laptop screen. istock photo for BL

Two investors are working together with analyzing the stock data graphs in the paper and viewing the data on the laptop screen. istock photo for BL | Photo Credit: wutwhanfoto

Q4 Results Today, May 12, 2026, Live Updates: Find all the latest Q4 results 2026 updates of A-1, Abans Enterprises, Arunjyoti Bio Ventures, Amba Enterprises, Albert David, Alicon Castalloy, Asutosh Enterprise, Avadh Sugar & Energy, Bharat Bijlee, Bengal Steel Industries, Berger Paints India, Dixon Technologies (India), Dr Reddys Laboratories, Nazara Technologies, Neuland Laboratories, Tata Power Company, Texmaco Rail & Engineering, Thomas Cook (India), Torrent Power, Trescon, TRF, Trustedge Capital, Ugar Sugar Works, Ventive Hospitality, V-Guard Industries.

Canara Bank, JSW Energy, PVR Inox, Nuvama Wealth, UPL, JBM Auto and more in focus

Stay tuned for more updates from businessline

FILTERS UPDATES

  • May 12, 2026 09:25

    Stock up timeline icon

    Canara Bank Q4 results live: Shares up 2%

    Canara Bank shares rose 2% to Rs 132 on the NSE. The bank posted a 9.95 per cent year-on-year (y-o-y) decline in net profit for Q4FY26 at ₹4,506 crore, compared to ₹5,004 crore in the corresponding quarter last year.

  • May 12, 2026 09:22

    Stock market timeline icon

    Stock market live, Q4 results live: Markets continue to drag

    Sensex traded 368.29 pts or 0.48% lower at 75,646.99 at 9.19 am after opening at 75,688.39 from the previous close of 76,015.28. Nifty 50 dipped 94.10 pts or 0.4% to 23,721.75.

  • May 12, 2026 09:19

    Quarterly results timeline icon

    Tata Consumer Products Q4 results live:

    TATA CONSUMER PRODUCTS LTD Q4FY26 CONCALL HIGHLIGHTS

    #Q4FY26

    🔹 MANAGEMENT COMMENTARY

    * Revenue crossed ₹20,000 Cr milestone

    * India business delivered 16% UVG

    * Growth remained broad-based and volume-led

    * Margins concerns remained secondary focus

    * Growth businesses scaling aggressively

    * Acquired brands integration progressing smoothly

    🔹 FUTURE OUTLOOK

    * Double-digit revenue growth targeted ahead

    * Growth businesses expected sustaining 30% growth

    * EBITDA margins guided higher by 50–80bps

    * Coffee margins expected improving gradually

    * Digital channels growth visibility remained strong

    * Innovation pipeline remained highly active

    🔹 INDUSTRY TRENDS

    * Tea prices remained largely benign

    * Coffee prices softened meaningfully

    * Quick commerce adoption accelerated rapidly

    * E-commerce contribution expanded significantly

    * Middle East disruptions impacted exports

    * Fuel inflation remained key monitorable risk

    🔹 COMPETITIVE POSITIONING

    * Tea leadership strengthened across digital channels

    * Premiumization strategy differentiated product portfolio

    * Consumer trust boosted online performance

    * Full-stack water portfolio expanded steadily

    * Traditional Nielsen data losing relevance

    * Innovation pillars remained competitive advantage

    🔹 RISKS & CONCERNS

    * Middle East disruptions impacted shipping

    * Packaging costs remained elevated

    * LPG prices increased gradually

    * Fuel inflation risks stayed monitorable

    * Tea business margins remained seasonal

    * International exports faced temporary disruptions

    🔹 GROWTH DRIVERS

    * GTM restructuring improved outlet productivity

    * Innovation-to-sales ratio reached 4.5%

    * Over 80 products launched annually

    * Tea extracts capacity expansion approved

    * Vietnam coffee expansion progressing steadily

    * Digital-first channels scaling rapidly

    🔹 PRODUCT MIX TRENDS

    * Growth businesses expanded aggressively

    * Tata Sampann delivered strong growth

    * Tata Copper Plus maintained momentum

    * Premium salts portfolio diversified further

    * Starbucks delivered positive SSSG again

    * Digital portfolio contribution crossed 20%

    🔹 FINANCIAL HIGHLIGHTS

    * Q4 EBITDA grew 27% YoY

    * EBITDA margin improved to 14.6%

    * Net cash stood near ₹3,000 Cr

    * Working capital improved significantly

    * India working capital turned negative

    * Dividend recommended at ₹10/share

    🔹 KEY TAKEAWAYS

    * Structural growth momentum remained strong

    * Digital channels became major growth engine

    * Premiumization strategy scaling successfully

    * Innovation pipeline strengthened future visibility

    * Balance sheet remained highly comfortable

    * Management confidence stayed exceptionally high

  • May 12, 2026 09:18

    Quarterly results timeline icon

    Niva Bupa Q4 results live:

    NIVA BUPA HEALTH INSURANCE Q4FY26 CONCALL HIGHLIGHTS

    #Q4FY26

    🔹 MANAGEMENT COMMENTARY

    * Retail growth exceeded 40% in H2

    * PAT crossed ₹366 Cr milestone

    * ROE reached double-digit territory

    * GST reforms supported strong momentum

    * Transparency initiatives gaining industry traction

    * Bharat strategy expanding aggressively

    🔹 FUTURE OUTLOOK

    * Combined ratio targeted near 99%

    * Mid-to-high teens ROE targeted

    * Expense ratio expected improving steadily

    * Retail health CAGR seen 17–19%

    * Operating leverage benefits expected ahead

    * Distribution-led growth visibility remained strong

    🔹 INDUSTRY TRENDS

    * IndAS transition improved industry transparency

    * Standard treatment protocols expanding rapidly

    * GST reforms boosted retail health growth

    * Robotic surgery guidelines improving affordability

    * Retail health demand remained structurally strong

    * Healthcare standardization gaining momentum

    🔹 COMPETITIVE POSITIONING

    * Retail growth outpaced industry significantly

    * Retail market share crossed 10%

    * Multi-channel distribution strengthened reach

    * Agent additions remained highly robust

    * Financial institution partnerships expanded steadily

    * Market leadership improving consistently

    🔹 RISKS & CONCERNS

    * Commission regulation clarity still awaited

    * Loss ratio increased slightly sequentially

    * Seasonal infection claims remained monitorable

    * Expense management stayed critical focus

    * Regulatory changes required close tracking

    * Claims seasonality impacted quarterly ratios

    🔹 GROWTH DRIVERS

    * Bharat strategy targeting smaller cities

    * AI pilots expanding across operations

    * Agent network scaled aggressively

    * Broker partnerships increased substantially

    * Hospital empanelment initiative expanding rapidly

    * Digital analytics improving customer engagement

    🔹 PRODUCT MIX TRENDS

    * Retail business delivered strong annual growth

    * Long-term policies contributed stable revenues

    * Average ticket sizes increased meaningfully

    * High-margin retail mix improving steadily

    * Product portfolio covered multiple segments

    * Renewal business benefited from GST changes

    🔹 FINANCIAL HIGHLIGHTS

    * FY26 PAT grew 80% YoY

    * Expense ratio improved significantly

    * Combined ratio improved 160bps

    * Solvency ratio remained healthy at 2.49x

    * AUM reached ₹9,670 Cr

    * Operating leverage strengthened profitability

    🔹 KEY TAKEAWAYS

    * Retail health franchise strengthened considerably

    * Profitability trajectory improved sharply

    * Distribution expansion remained major strength

    * Bharat strategy gaining strong traction

    * Operating efficiency improved meaningfully

    * Management confidence remained highly positive

  • May 12, 2026 09:14

    Quarterly results timeline icon

    Swiggy Q4 results live: Concall updates

    SWIGGY LTD Q4FY26 CONCALL HIGHLIGHTS

    #Q4FY26

    🔹 MANAGEMENT COMMENTARY

    * Focus shifted toward differentiated offerings

    * Quick commerce margins improved sharply

    * Painful growth cuts improved business quality

    * Low-value customers intentionally churned

    * Premium product upgrades driving stickiness

    * Profitability remained top strategic priority

    🔹 FUTURE OUTLOOK

    * Quick commerce GOV targets ₹1 Trillion

    * Food delivery growth guided 18–20%

    * Quick commerce nearing CM breakeven

    * Capex expected to moderate significantly

    * Operating leverage expected improving ahead

    * Warehousing expansion phase largely completed

    🔹 INDUSTRY TRENDS

    * Consumers increasingly preferred premium products

    * LPG crisis slightly increased restaurant pricing

    * Quick commerce spending remained elevated

    * Competitive intensity stayed very aggressive

    * Market structure expected gradually mature

    * Operating leverage improving across industry

    🔹 COMPETITIVE POSITIONING

    * Premium positioning differentiated Swiggy strongly

    * Focus remained on sustainable profitability

    * Refused irrational discounting competition

    * Staying power prioritized over market share

    * Assortment strategy strengthened retention

    * Contribution margins outperformed several peers

    🔹 RISKS & CONCERNS

    * Low-value customer churn still continuing

    * Customer acquisition costs remained elevated

    * Toying initiative remained experimental phase

    * Competitive intensity impacted MTU growth

    * Negative operating cash flow remained high

    * Subsidy-focused users continued migrating away

    🔹 GROWTH DRIVERS

    * Noise brand improved customer stickiness

    * Incentives shifted toward structural investments

    * Store densification improving operating leverage

    * Non-grocery mix expanded significantly

    * Existing network utilization improved sharply

    * Premium staples boosted repeat purchases

    🔹 PRODUCT MIX TRENDS

    * Low-value orders reduced significantly

    * Non-grocery contribution crossed 30%

    * Premium assortments driving higher margins

    * Eat-right initiatives expanding gradually

    * Nighttime formats targeting niche demand

    * NOV-to-GOV ratio improved structurally

    🔹 FINANCIAL HIGHLIGHTS

    * Quick commerce CM reached -1.1%

    * MTUs increased despite stable store count

    * Quarterly capex stood at ₹195 Cr

    * Margin trajectory improved sequentially

    * Warehousing investments reduced logistics costs

    * Contribution margins improved substantially yearly

    🔹 KEY TAKEAWAYS

    * Shift toward quality-focused growth visible

    * Profitability discipline remained strong focus

    * Differentiation strategy gaining traction steadily

    * Customer retention improving structurally

    * Competitive environment remained challenging

    * Long-term GOV ambitions stayed aggressive

Published on May 12, 2026