Home financier Repco Home Finance reported a standalone net profit of ₹129 crore in the fourth quarter ended March 2026 (Q4FY26) compared to ₹125 crore in Q4FY25. Net interest income grew 16 per cent y-o-y to ₹207 crore in the quarter compared to ₹178 crore in Q4FY25.
The performance was driven by increased lending as loan disbursements stood at ₹1,186 crore in Q4FY26, a 22 per cent growth over Q4FY25.
For the full fiscal year, net profit stood at ₹453 crore in FY26 compared to ₹449 crore in FY25. Net interest income grew 9 per cent to ₹812 crore.
Disbursements surged 26 per cent in the fiscal year and stood at ₹4,148 crore. The overall loan book stood at ₹15,880 crore as of March 31, 2026, registering a growth of 9.6 per cent. Housing loans accounted for 71 per cent of the loans while home equity products accounted for 29 per cent of the outstanding loan book.
Asset quality improved. The gross non-performing assets (GNPA) ratio stood at 2.55 per cent as of March 2026 against 3.26 per cent last year. Net NPA ratio stood at about 1.17 per cent of the loan assets compared to 1.32 per cent in March 2025.
The company recommended final dividend of ₹3 (30 per cent) per equity share of the face value of ₹10/- each to the shareholders for FY26.
Published on May 22, 2026