The grid illustrates the relative long-term performance of the most liquid financial asset classes available to Indian investors, whether accessed directly or through mutual funds and ETFs. By using five-year trailing returns, it filters out short-term noise, highlights persistence across market cycles, and reduces recency bias. The grid also guides portfolio rebalancing — trimming exposure to overheated assets and adding those with improving trends — while keeping risk aligned with long-term goals. 

Published on December 30, 2025