What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.
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| Institution | Loan amount | ||
| Under Rs. 30 lakh | Rs. 30 to 75 lakh | Rs. 75 lakh Plus | |
| BANKS (Floating rates) | |||
| Axis Bank | 8.0-9.10 | 8.0-9.10 | 8.0-9.10 |
| Bank of Baroda | 7.20-8.95 | 7.20-8.95 | 7.20-8.95 |
| Bank of India | 7.10-10 | 7.10-10 | 7.10-10 |
| Bank of Maharashtra | 7.10-9.65 | 7.10-9.65 | 7.10-9.65 |
| Canara Bank | 7.15-10 | 7.10-10 | 7.05-9.90 |
| Central Bank | 7.10-8.70 | 7.10-8.70 | 7.10-8.70 |
| DBS Bank | <=8.70 | <=8.70 | <=8.70 |
| Dhanlaxmi Bank | 8.20-12.0 | 8.20-12.0 | 8.20-12.0 |
| Federal Bank | 7.30-9.50 | 7.30-9.50 | 7.30-9.50 |
| HDFC Bank | 7.75-13.20 | 7.75-13.20 | 7.75-13.20 |
| ICICI Bank | >=7.45 | >=7.45 | >=7.45 |
| Indian Bank | 7.15-8.55 | 7.15-8.55 | 7.15-8.55 |
| IOB | 7.10-8.20 | 7.10-8.20 | 7.10-8.20 |
| IDBI Bank | 7.35-11.95 | 7.35-11.95 | 7.35-11.95 |
| J&K Bank | >= 7.25 | >= 7.25 | >= 7.25 |
| Karnataka Bank | 7.31-11.69 | 7.31-11.69 | 7.31-11.69 |
| Karur Vysya Bank | 8.50-10.65 | 8.50-10.65 | 8.50-10.65 |
| Kotak Mahindra Bank | >=7.70 | >=7.70 | >=7.70 |
| Punjab National Bank | 7.30-9.15 | 7.25-9.15 | 7.25-9.05 |
| Punjab & Sind Bank | 7.30-10.70 | 7.30-10.70 | 7.30-10.70 |
| RBL Bank | >= 9.0 | >= 9.0 | >= 9.0 |
| State Bank of India | 7.25-8.45 | 7.25-8.45 | 7.25-8.45 |
| South Indian Bank | >=7.20 | >=7.20 | >=7.20 |
| Tamilnad Mercantile Bank | 7.90-9.30 | 7.90-9.30 | 7.90-9.30 |
| UCO Bank | 7.0-9.25 | 7.0-9.25 | 7.0-9.25 |
| Union Bank of India | 7.15-9.25 | 7.15-9.25 | 7.15-9.25 |
| Yes Bank | 9.0-11.50 | 9.0-11.50 | 9.0-11.50 |
| BANKS (Fixed rates) | |||
| Axis Bank | 14.00 | 14.00 | 14.00 |
| Bank of Baroda | 8.90-9.95 | 8.90-9.95 | 8.90-9.95 |
| Canara Bank | 8.50-10.75 | 8.50-10.75 | 8.50-10.75 |
| ICICI Bank | 8.65-11.80 | 8.65-11.80 | 8.65-11.80 |
| IDBI bank | 10.90-12.0 | 10.90-12.0 | 10.90-12.0 |
| Indian Bank | 9.25-9.45 | 9.25-9.45 | 9.25-9.45 |
| Karnataka Bank | 12.27-12.99 | 12.27-12.99 | 12.27-12.99 |
| Punjab National Bank | 8.30-10.65 | 8.25-10.65 | 8.25-10.55 |
| Union Bank of India | 11.4 | 11.4-12.4 | 12.4-12.65 |
| HOUSING FINANCE COMPANIES (Floating rates) | |||
| Floating Rates: | |||
| Tata Capital | >=7.50 | >=7.50 | >=7.50 |
| PNB Housing | 7.75-10.05 | 7.60-10.05 | 7.50-9.95 |
| Central Bank Housing | 10-12.85 | 10-12.85 | 10-12.35 |
| Samman Capital | >=8.75 | >=8.75 | >=8.75 |
| Aditya Birla Housing Fin | >=7.75 | >=7.75 | >=7.75 |
| Bajaj Finserv | 7.15-20 | 7.15-20 | 7.15-20 |
| GIC Housing Finance Ltd | >=8.80 | >=8.80 | >=8.80 |
| Sundaram Home Finance Ltd* | >=10.65 | >=10.65 | >=10.65 |
| Piramal Finance Limited | >=9.99 | >=9.99 | >=9.99 |
| IIFL Home Finance | >=8.75 | >=8.75 | >=8.75 |
| LIC Housing Finance Ltd | 7.15-9.65 | 7.15-9.75 | 7.15-10.10 |
| HOUSING FINANCE COMPANIES (Fixed rates) | |||
| LIC Housing Finance Ltd | 10-10.25 | 10-10.25 | 10-10.25 |
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Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.
Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. *Annual percentage rate; ^For Bureau Score 751 and above
Published on April 24, 2026