Shriram General Insurance on Wednesday reported around 28 per cent year-on-year growth in its net profit to ₹167 crore for Q4 FY26, backed by a 21 per cent increase in premium income during the period.
The general insurer’s net profit for the fourth quarter last fiscal stood at ₹130 crore.
“The first factor that boosted net profit for the last quarter of FY26 was lower claim ratio. It was 66 per cent as compared to the full year claim ratio of 69 per cent. Also, our investment income was more during this period,” Anil Aggarwal, MD & CEO, Shriram General Insurance, told businessline. The insurer’s investment income rose by 22 per cent in Q4 FY26 against 13 per cent in Q4 FY25.
“The guidance for the current financial year is that we want to underwrite a premium of ₹6,000 crore, and we want to recruit more than 20,000 financial advisors,” Aggarwal said.
Notably, around 93 per cent of the general insurer’s premium income came from motor insurance. In the non-motor segment, the largest segment was personal accident insurance, followed by fire insurance.
The board approved a final dividend payout of 53 per cent, taking the overall dividend payout for FY26 to 162 per cent. For the previous fiscal, SGI had declared a total dividend of 140 per cent.
Published on May 13, 2026