As at March-end 2026, the NBFC-MicroFinance institution had an AUM of ₹14,006 crore, with Joint Liability Group (JLG) loans accounting for 83 per cent of the AUM and small enterprise & SME (loan against property) loans accounting for the balance.
As part of its strategic vision for 2030, MML plans to diversify into secured asset creation and lifecycle-led engagement to deliver the right credit, to the right customer, at the right time.
The target portfolio mix by 2030 will include JLG loans (53.4 per cent), small enterprise loan (33.3 per cent), MSME loans (10 per cent) and retail secured -- two wheeler, used CV, gold (3.3 per cent), per the company’s presentation.
“By FY’2030, Small Enterprise Loan & MSME are projected to contribute almost half of MML’s total AUM, reflecting a strategic shift toward a more balanced, diversified and secured portfolio,” it said.
Published on May 7, 2026