Gold loan lender Muthoot Finance Ltd has registered a profit after tax of ₹3,086 crore in Q4 of FY26 against ₹1,508 crore in Q4 FY25, an increase of 105 per cent.
The profit after tax for the whole FY26 was ₹10,134 crore against ₹5,201 crore in FY25, an increase of 95 per cent. Loan AUM stood at ₹1,62,826 crore in FY26 compared to ₹108,648 crore in FY25, a growth of 50 per cent.
During FY26, gold loan AUM increased by ₹51,128 crore, registering a growth of 50 per cent. During Q4 of FY26, gold loan AUM increased by ₹14,426 crore, registering a growth of 10 per cent.
Positive step
George Jacob Muthoot, Chairman, said: “The new gold loan guidelines are a positive step for the industry and are expected to accelerate the formalisation of the gold loan sector by strengthening transparency, governance, and customer confidence in organised players. We believe these changes will help deepen financial inclusion and further expand access to formal credit across India. Despite ongoing geopolitical shifts and global uncertainties, we remain optimistic about India’s long-term structural growth story and is committed to creating sustainable value for all stakeholders.”
George Alexander Muthoot, Managing Director, said: “As the sector continues to formalise and evolve, we remain focused on delivering responsible, transparent, and customer-centric lending solutions at scale. Complementing our core gold loan business, our non-gold loan offerings continued to gain traction, with our microfinance loans, personal loans, and home loans playing a pivotal role in diversifying our overall loan book. The micro finance arm also showcased resilience amidst broader sectoral challenges, with a positive return on asset. Our omni channel strategy is steadily enabling a seamless transition for both gold and non-gold loan customers towards digital platforms, while continuing to preserve the strong relationship-led approach that remains central to the company’s business model.”
The company declared for FY25-26 highest ever dividend on equity shares of 300 per cent on face value of ₹10 each, that is, ₹30 per equity share. This is the 14th year of consistent dividend declaration since its IPO in 2011.
Published on May 14, 2026