Private sector lender Axis Bank on Saturday reported a flat standalone net profit for the fourth quarter ended March 31, 2026. The bank's net profit witnessed a marginal decline of 0.6 per cent year-on-year (YoY) to Rs 7,071.31 crore in Q4FY26, compared to Rs 7,117.50 crore in the corresponding quarter last year.
Axis Bank dividend 2025
Despite the muted bottom-line growth, the bank's board recommended a final dividend of Rs 1 per equity share (face value of Rs 2 each) for the financial year ended March 31, 2026, subject to the approval of the members at the ensuing Annual General Meeting.
Axis Bank Q4 numbers
On the operational front, Net Interest Income (NII rose 5 per cent YoY to Rs 14,457 crore in the March quarter. The Net Interest Margin (NIM) for Q4FY26 stood at 3.62 per cent. Total income for the quarter came in at Rs 38,746.64 crore, up from Rs 38,022.03 crore in the year-ago period.
The Gross Non-Performing Assets (GNPA) ratio improved to 1.23 per cent as of March 31, 2026, down 17 basis points quarter-on-quarter and 5 basis points YoY. Similarly, the Net NPA ratio stood at 0.37 per cent, a decline of 5 basis points sequentially.
Total advances rose 19 per cent YoY to Rs 12,33,569.88 crore. The deposit base also saw jumped 14 per cent YoY to cross the Rs 13 lakh crore mark, at Rs 13,35,833.97 crore. For the full financial year FY26, Axis Bank's standalone net profit stood at Rs 24,456.66 crore, a 7 per cent decline from the Rs 26,373.48 crore recorded in FY25.
The lender noted in its filing, "During Q4 of FY26, the Bank proactively strengthened its balance sheet by voluntarily enhancing its prudent provisioning framework for standard assets." As a result, Axis Bank created an additional one-time provision of Rs 2,001 crore during the quarter.
“This action is prudent and precautionary in nature and does not reflect any deterioration in asset quality or adverse credit trends in the Bank’s loan or investment portfolio as of the reporting date,” the bank said.
Axis Bank MD & CEO Amitabh Chaudhry said, "As banking becomes increasingly digital - trust, security and relevance remain foundational. This quarter's initiatives reflect on our intent to empower customers, invest in partner ecosystems, and strengthen talent and inclusion as enduring growth enablers."
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Published on: Apr 25, 2026 1:20 PM IST
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