The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2025, except in 2009 and 2010 when slight declines were observed. In 2025, the consumer credit outstanding in the U.S. amounted to approximately 5.04 trillion U.S. dollars, an increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.