Operator

Good morning. My name is Ina, and I will be your conference operator today. At this time, I would like to welcome everyone to Sagicor Financial Company's First Quarter 2026 Earnings Call. [Operator Instructions] Mr. George Sipsis, EVP, Corporate Development and Capital Markets, you may begin your conference.

George Sipsis
Executive Vice President of Corporate Development & Capital Markets

Great. Thank you, operator, and hello, everyone. Thank you for joining us today to discuss Sagicor's First Quarter 2026 results. Our disclosures are available on our Investor Relations website at investors.sagicor.com, which include a press release, financial statements, MD&A and the supplemental information package containing core earnings, drivers of earnings and additional disclosures.

The link to our live webcast is also available on our website. This conference call is open to the financial community, investors, the media and the public with a reminder that the Q&A period is reserved for financial research analysts. I will begin by referring you to the cautionary language and disclaimers in our materials and public filings regarding the use of forward-looking statements and the use of non-IFRS financial measures and ratios, which may be mentioned as part of our remarks today.

I would also like to remind the audience that the actual results regarding forward-looking information could differ materially. And please note that a detailed