Operator

Good afternoon, and welcome to Exzeo Group's First Quarter 2026 Earnings Call. My name is Angela, and I will be your conference operator. [Operator Instructions] Before we begin today, I would like to remind everyone that this conference is also being broadcast live via webcast and is available for webcast replay approximately 4 hours after the call through May 6, 2027, on the Investor Relations section of Exzeo Group's website at www.exzeo.com.

I would now like to turn the call over to Bill Broomall, Vice President of Investor Relations. Bill, please go ahead.

William Broomall
Vice President of Investor Relations

Thank you, and good afternoon. Welcome to Exzeo Group's First Quarter 2026 Earnings Call. To access today's webcast, please visit the Investor Information section of our corporate website at www.exzeo.com. Before we begin, I would like to take the opportunity to remind our listeners that today's presentation and responses to questions may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

Words such as anticipate, estimate, expect, intend, plan and project and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions, but rather are subject to various risks and uncertainties.

Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission, should any risks or