Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

All right. Thank you, everyone. For running a little bit late, my fault. My name is Tien-Tsin Huang. I follow the payments and IT services sector at JPMorgan. And I always enjoy talking to Mr. Mike Lyons, CEO at Fiserv. He spent a lot of time with us at Investor Day. Walter and team did a great job with that. We learned a ton. So it's for you to come back out and take questions means a lot. So thank you for being here.

Michael Lyons
CEO & Director

Thanks for having us.

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

It wouldn't be -- I've been saying this a lot, but Fiserv has always been a good supporter of the conference, so grateful for that. So I thought maybe just to kick it off, I don't want to make you repeat everything you talked about at Investor Day. I want to be efficient. And I know you've done a lot of hard work, Mike, in terms of putting together the plan and dissecting some of the things that you talked about when you first joined. But what's the elevator pitch? Give us the elevator pitch of why and how Fiserv is going to get back to being a steady compounder, something that you and I thought about with Fiserv 15-plus years ago.

Michael Lyons
CEO & Director

The elevator pitch, I feel like I'm given the post-game NBA interview in this format. But the elevator pitch...