Jean Lemierre

Well, let's start. Good morning. I'm delighted to see you here for this General Meeting of Shareholders for Fiscal 2026, which is a key moment for all of you for the Board of Directors, for the senior leadership team of the bank. Thank you for being here. I believe that all of you have been able to get seated after due formality.

So I will now do what it takes to validly open this General Meeting of Shareholders for 2026. We are gathered here upon first convening. And this meeting is a public meeting, as is the case every year. The discussions and speeches of this meeting are recorded with the three bailiffs of the Paris Court, which will draw up a detailed report in line with the legal requirements with recording posted on the website of the bank, with another recording being saved for a minimum period of 2 years. So please note that anything you say and yourself may be recorded.

I would also like to mention the date of the next general meeting on the 11th of May 2027 at 10 a.m. So the universal registration document, including the report of the Board of Directors on the financial statements of the group was circulated to you as well as the integrated report, which gives all the information about BNP Paribas Group in a long-term perspective, and you have a digital format of these documents also as part of the documentation, which was circulated to you.

You have 2 forms, as is habitual. The first, pink-colored, for the agenda of the General