George Murphy
President, CEO & Chairperson of the Board

Good morning, ladies and gentlemen. It is now 10:00 a.m. on Wednesday, May 13, 2026. The meeting will please come to order. I am George Murphy, Chairman of the Board of Directors, President and CEO of Safety Insurance Group, Inc. On behalf of Safety Insurance Group, I welcome all of you to the 2026 Annual Meeting of Stockholders.

Before we go further, I'd like to introduce you to our directors and officers who are present at today's meeting. They are Thalia Meehan, our Lead Independent Director; John Farina; Mary McConnell, VP of Underwriting; and Chris Whitford, Vice President, CFO and Secretary. Joe DeSantis and [ John Szymczyk ] representatives of Deloitte and Touche LLP, our independent auditors are on the conference call and are available to respond to appropriate questions.

As is stated in the handout that all of you should have received, we will conduct the formal portion of this meeting first. Following adjournment of the annual meeting, you will have an opportunity to raise any questions that you may have. Furthermore, questions sent in advance via e-mail will also be addressed.

Now back to the official part of the meeting as President and CEO of Safety Insurance Group, I will act as Chairperson of the 2026 Annual Meeting. I hearby appoint Chris Whitford, Safety's Chief Financial Officer, Vice President and Secretary as the Secretary of this meeting.

Now I will ask Chris to take care of certain preliminary formalities.